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Local banking for local people

Access Account

A feature packed transaction account that covers all of your everyday banking needs.

You can access bcu and major bank ATMs for free, enjoy unlimited free EFTPOS and internet banking transactions – all with no monthly fee.

Finer details

Account eligibility No restrictions
Other products required None
Minimum balance $0.00
Visa Debit card Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. Yes
BPAY Pay your bills easily and securely. Yes
Direct debit Set and forget automatic payment of your regular bills. Yes
Osko 24/7 fast peer to peer payments. Yes
Cheque book For members who prefer to make payments via cheque. Subject to approval
Bank@Post Deposit and withdraw cash at Australia Post if you can't get to a bcu store. Yes
Internet banking A convenient and secure online banking solution available 24/7. Yes
Mobile app Manage your money on the go with the bcu Connect App straight from your phone. Yes
bcu alerts Stay on top of your banking with alerts:
  • Avoid unnecessary fees and charges by keeping up to date on your balance.
  • Set up alerts for credits, direct debits and due payments.
DescriptionFeeNumber of free transactions
Staff assisted withdrawal / deposit / transfer / future payment $0.00 N/A
Staff assisted BPAY / bill payment services $0.00 N/A
EFTPOS transactions $0.00 N/A
Declined EFTPOS transactions $0.00 N/A
Cheques drawn against your bcu account $0.00 N/A
Direct debit $0.00 N/A
Internet banking - BPAY / external transfer $0.00 N/A
bcu ATM withdrawal $0.00 N/A
bcu ATM balance enquiry $0.00 N/A
bcu ATM declined transactions $0.00 N/A
Bank@Post deposit / declined deposit $2.50 4
Bank@Post withdrawal / declined withdrawal $2.50 0
Monthly fee $0.00 N/A

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Important information