Access Account
A feature packed transaction account that covers all of your everyday banking needs.
You can access bcu and major bank ATMs for free, enjoy unlimited free EFTPOS and internet banking transactions – all with no monthly fee.
Finer details
| Description | Requirement |
|---|---|
| Account eligibility | No restrictions |
| Other products required | None |
| Minimum balance | $0.00 |
| Feature | Description | Available |
|---|---|---|
| Visa Debit card | Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. | Yes |
| BPAY | Pay your bills easily and securely. | Yes |
| Direct debit | Set and forget automatic payment of your regular bills. | Yes |
| Osko | 24/7 fast peer to peer payments. | Yes |
| Cheque book | For members who prefer to make payments via cheque. | Subject to approval |
| Bank@Post | Deposit and withdraw cash at Australia Post if you can't get to a bcu store. | Yes |
| Internet banking | A convenient and secure online banking solution available 24/7. | Yes |
| Mobile app | Manage your money on the go with the bcu Connect App straight from your phone. | Yes |
| bcu alerts | Stay on top of your banking with alerts:
|
Yes |
| Description | Fee | Number of free transactions |
|---|---|---|
| Staff assisted withdrawal / deposit / transfer / future payment | $0.00 | N/A |
| Staff assisted BPAY / bill payment services | $0.00 | N/A |
| EFTPOS transactions | $0.00 | N/A |
| Declined EFTPOS transactions | $0.00 | N/A |
| Cheques drawn against your bcu account | $0.00 | N/A |
| Direct debit | $0.00 | N/A |
| Internet banking - BPAY / external transfer | $0.00 | N/A |
| bcu ATM withdrawal | $0.00 | N/A |
| bcu ATM balance enquiry | $0.00 | N/A |
| bcu ATM declined transactions | $0.00 | N/A |
| Bank@Post deposit / declined deposit | $2.50 | 4 |
| Bank@Post withdrawal / declined withdrawal | $2.50 | 0 |
| Monthly fee | $0.00 | N/A |
| Interest calculated | N/A |
| Savings and Transaction Account Interest Rate Schedule |