Because you're moving up
Our OMG owner occupied home loan offers a variety of great low rates depending on your loan to value ratio (LVR), with no ongoing fees – simple.
From
Variable rate
Comparison rate*
Plus no establishment or ongoing fees.
Your finances, made easy
Budgeting app
Your personal financial assistant, with all of your accounts across all your financial institutions in one place.
Test your financial IQ
Understanding your finances is the first step to achieving your money goals. Discover your personal financial wellness score.
Calculators
A range of calculators you may find useful if you're looking to buy, refinance, review your spending habits, or estimate your savings.
Keeping you savvy
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In Australia, there are actually specific circumstances which you may need to file a tax return for your baby. See when this might be necessary.
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They say love conquers all. But for modern-day matrimony, it’s no match for life’s expenses, with many couples choosing to say ‘nup’ to the nuptials.
We need to see other people: Why it’s OK to have more than one bank
When it comes to banking, it pays not to put all your eggs in one basket. As our tastes in music, clothes, all change, so do our financial needs.
Award-winning home loans
While it’s not all about the accolades, our home loans have been recognised with multiple awards for having flexible features, competitive rates, and quick approvals.
Have a look at our trophy caseImportant information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
^Rate advertised is for P&I loans >$20k. LVR 60%. Other loan to value ratio tiers and rat options are available on our website.
*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.