Earn up to
Standard + bonus variable rate, eligibility criteria apply^
I'm looking for:
Because you're moving up
Our OMG owner occupied home loan offers a variety of great low rates depending on your loan to value ratio (LVR), with no ongoing fees – simple.
From
Variable rate
Comparison rate*
Plus no establishment or ongoing fees.
Your finances, made easy
Budgeting app
Your personal financial assistant, with all of your accounts across all your financial institutions in one place.
Test your financial IQ
Understanding your finances is the first step to achieving your money goals. Discover your personal financial wellness score.
Calculators
A range of calculators you may find useful if you're looking to buy, refinance, review your spending habits, or estimate your savings.
Keeping you savvy
Make spending and saving work for you
What if we told you there’s a way for your everyday spending to actually help your savings? Well, now there is!
Should you consider refinancing your home loan?
If you're thinking about refinancing your mortgage, now could be a good time to do it. Find out about what to consider when it comes to refinancing.
Setting yourself up for a successful year
Award-winning home loans
While it’s not all about the accolades, our home loans have been recognised with multiple awards for having flexible features, competitive rates, and quick approvals.
Have a look at our trophy case
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
Boss Saver is issued by Police & Nurses Limited (BCU Bank) ABN 69 087 651 876 | AFSL 240701. ^Bonus interest when the following conditions are met during the month: 1. at least $500 from an external account is deposited into your BCU Access Account(s); and 2. you make at least 5 Visa card transaction from a linked BCU Access Account. Consider whether Boss Saver is right for you and refer to the Savings Accounts & Account Access Channels T&C’s and the Target Market Determination (TMD) available on our website.
*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.