bcu Logo

bcu offers a range of personal and business banking solutions to suit you.

Keep life simple where you can, with bcu insurance.

Discover our range of insurance options

Feel confident and secure knowing that we will be right there with you.

Learn more

A man and woman sitting down on a couch, smiling, signing a contract

Online property reports

Find out what your home or another property you’re looking at is worth, by accessing a free online property report.

Learn more

Owner Occupied OMG Home Loan

Owner Occupied OMG Home Loan

3.59% p.a. Variable rate
3.59% p.a. Comparison rate

For principal and interest loans of $100,000 or more, up to 60% of the property value.

Woman sitting smiling in a car in front of the beach

New Car Loan

5.65% p.a. Variable rate
5.93% p.a. Comparison rate

Maximum term 5 years, with a minimum loan of $4,000.

Important things you should know


Disclaimers & Conditions of Use

    Credit products issued by Police & Nurses Limited (bcu) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change. Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    Refinance Offer Disclaimer

    *Banking and Credit products issued by Police & Nurses Limited (bcu) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Home Loans refinanced from another financial institution valued between $250,000-$500,000 at the Drawdown Date and with Loan to Value Ratio (LVR) of 80% or less may be eligible for $2,000 cashback. Home Loans refinanced from another financial institution valued over $500,000 at the Drawdown Date with Loan to Value Ratio (LVR) of 80% or less may be eligible for $4,000 cashback. Available for Refinanced Owner Occupied (P&I and IO) or Investment (P&I and IO) loans for applications received from 9am AEST 1 August 2022 until 5pm AEST 31 October 2022. All other loan types are excluded. Lending criteria, terms & conditions, fees & charges apply. View full offer Terms and Conditions at bcu.com.au/refinance-reward.