Skip to main content

mymo by BCU

Our budgeting app, mymo by BCU, is built for you – because you should be able to manage your money the way you want to.

My oh mymo

mymo by BCU is your personal financial assistant, with all of your accounts across all your financial institutions in one place, and handy features aligned to make your money work for you.

Because as a customer-owned, customer first bank, we're is always working to enhance your experience – and mymo by BCU makes it easier than ever for you to navigate your financial future.

Getting started with mymo

BCU Bank customers have automatic access to our handy budgeting app – all you have to do is register!

Ready to set up mymo?

Download the mymo app from the app store and register using your BCU Bank details.

Download on the App Store Get it on Google Play

Because you want all your accounts in one place

  • Securely add your transaction and savings accounts, credit cards, and home and personal loans from every Australian financial institution into mymo in just a few clicks, so you can see exactly where your money is going.
  • All of your transactions across all of your accounts will be automatically categorised, so you can track your spending at a glance.
  • Because it’s your money for you to use your way, you can personalise and update categories however you want to suit your needs and your lifestyle.

Because you want to reach your financial goals faster

  • Set up a budget quickly and easily and match it to your pay cycle. We’ll keep an eye on it for you, making sure you stay on track.
  • Keep an eye on your spending (and savings!) with every transaction, in real-time.
  • Set budgets by category – whether it’s for business, for pleasure, or any other purpose you choose.

Because you don't like surprises

  • Create a bill for any transaction in any account, and set the frequency so you know when to expect it in the future.
  • mymo will let you know when bills are coming up and give you a heads-up in advance if there isn’t enough money in your account to cover them, so you can avoid any nasty surprises.

A tool you can trust

mymo is a the ultimate financial empowerment tool from the trusted team at BCU. It complements and sits alongside our existing suite of digital solutions that our members know and love, including the BCU Bank app.

mymo by BCU is an Open Banking solution developed under the Australian Government’s Consumer Data Right (CDR) scheme. We’re proud to support the Open Banking initiative, which gives you more control over your information and puts your data back in your hands.

Your data is safe, protected, and yours to use as you wish. 

Because we're here to help

Talk to the team

Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.

Contact us

Find your local branch

You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!

Find a branch

Get answers online

Check out our how-to guides, search our FAQs, and find support services.

Visit our help centre

Got a question about our budgeting app?

Yes, you need to be a BCU Bank customer to use the mymo app, which can help you up your budgeting, money management and savings game. 

With so many great bank accounts, home loans, and insurance options to choose from, why wouldn’t you join our customer-owned bank? And it’s easy to open an everyday banking or savings account online at any time.

Find how how to become a customer

Your bank account data is securely stored and managed in line with the rules and safeguards of CDR legislation, just like your other banking apps.

BCU Bank is an Accredited Data Recipient (ADR) governed by the Australian Competition and Consumer Commission (ACCC). We are required to adequately protect your CDR data from misuse, interference, loss, and unauthorised access, modification, or disclosure. This makes it a secure option to view and track your accounts all in one place.

Find out more about the Consumer Data Right

It's easy to edit the transaction details within mymo to ensure accuracy and so the category being used is correct.

Select the transaction you wish to edit or search for it using the search bar. You can edit all the details of every transaction including the name and category. You can also:

    • add a tag,
    • exclude it from tracking,
    • add a note to it or 
    • create it as a recurring bill.

Use the tagging option for better transaction searches and to exclude specific transactions from your budget calculations, if needed.

Use the exclude from tracking toggle to stop a transaction being used in budget calculations. You have the option to select just the one particular transaction or all current and future transactions.

To customise your dashboard you can rearrange, add, or remove widgets. Simply drag and drop the different elements up and down the list.

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply. 

Read the relevant product terms and conditions before deciding if a product is right for you.