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iSaver Account

An online savings account that pays a higher rate of interest, the more you save. Open your new savings account within minutes and you’ll be able to access your savings whenever you need to with BCU iBank and the BCU Bank app.


Tiered interest rate

Tiered interest rate

The more money you save, the more interest you earn

No monthly fee

No monthly fee

Save with no ongoing fees

No minimum balance required

No minimum balance required

An account suitable for every stage of your savings goals

bcu Connect App

BCU Bank app

Manage your day to day online banking

iSaver interest rates

bcu isaver
$0 - $999.990.00% p.a.
$1,000 - $19,999.992.85% p.a.
$20,000 - $249,999.993.25% p.a.
$250,000 - plus3.30% p.a.

All the details

Visa Debit card Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. No
BPAY Pay your bills easily and securely. No
Direct debit Set and forget automatic payment of your regular bills. No
Osko Send and receive money in near real time between participating banks. No
Bank@Post Deposit cash and cheques, withdraw cash or make balance enquiries at Australia Post if you can't get to a BCU branch. No
Internet banking* Convenient and secure access through BCU iBank is available 24/7. Yes
Mobile app Manage your money on the go with the BCU Bank app straight from your phone. Yes
Pay&Save Pay&Save at the same time with a BCU Access Account and BCU iSaver account. Yes

* Withdrawals and deposits on a BCUiSaver can only be accessed by BCU iBank or the BCU Bank app.

DescriptionFeeNumber of free transactions
Direct debit N/A N/A
Internet banking - internal transfer $0.00 Unlimited
Internet banking - BPAY N/A N/A
Monthly fee $0.00 N/A

View all fees and charges relating to Access and Savings accounts

Interest calculated Daily
Tiered interest rates Yes
Bonus interest No
Interest payment frequency Monthly
Savings and Transaction Account Interest Rate Schedule  

Apply online

If you’re over 18 years of age you can open your iSaver account online in minutes.

New members

To apply for an account online you must:

  • be over 18 years of age
  • be an individual
  • be an Australian resident with a current Australian residential address, and;
  • provide two of the following - a valid Australian driver's licence; an Australian passport; a Medicare card.

Existing members

You can open your new account in BCU iBank or via the BCU Bank app.

Apply at a BCU branch

Open your new account by visiting your nearest BCU branch. You must be 12 years of age or older.

If you’re joining as a brand new member, you need your Australian driver's licence or a valid passport. You can also use one form of primary ID without your photo (eg. your birth certificate or citizenship papers) with one form of secondary ID (eg. your most recent power bill). Original and certified copies of documents are accepted.

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Important information

    Download Savings Account & Account Access Channels Terms and Conditions
    Download Savings and Transaction Account Interest Rate Schedule
    Download Fees and Charges