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Savings accounts

No ongoing fees

Every dollar you deposit helps you reach your savings goal.

Peace of mind

Total deposits up to $250k are protected by the Financial Claims Scheme.

Access your money

Move money in and out of your savings as you need to.

Digital banking

Easily manage your money using the BCU Bank app and internet banking.

Choose from our range of savings accounts

Bonus Saver

Give your savings a lift and earn bonus interest for the first four months. 

Up to

5.00
% p.a.

Variable rate

  • No monthly fees
  • No minimum balance required
  • Earn bonus interest
  • Tiered interest rate
  • Round up with Pay&Save

iSaver

The more you save, the more interest you earn with a BCU Bank iSaver account.

Up to

3.30
% p.a.

Variable rate

  • No monthly fees
  • No minimum balance required
  • Earn bonus interest
  • Tiered interest rate
  • Round up with Pay&Save

Advantage Saver

Earn interest on amounts over $2,000 with a combined transaction and savings account for over 55s.

Up to

2.20
% p.a.

Variable rate

  • No monthly fees
  • No minimum balance required
  • Earn bonus interest
  • Tiered interest rate
  • Round up with Pay&Save

How much could you save?

Want to see how your money could grow? Discover your savings potential with our savings goal calculator. 

Calculate savings

Ready to open a savings account?

Existing customers

Already a BCU Bank customer? You have good taste. To open an account, just log in to internet banking or the BCU Bank app, and go to ‘Open account’ in the main menu.

New customers

If you’re over 18 years of age, you can open your account online in minutes. It’s quick and easy and you’ll soon be enjoying all the benefits of being a BCU Bank customer.

Choose your account

Open your account in person at a branch

We’d love to see you in person. Visit your nearest BCU Bank branch to open an account.

New customers

To open your account online you will need to be:

  • over 18 years of age.
  • an individual (not a business or association).
  • an Australian resident with a current Australian residential address.

And you’ll need to provide two of the following:

  • a valid Australian driver licence
  • an Australian passport
  • a Medicare card (green)

Handy hint: Have your tax file number (TFN) ready. If you earn more interest than the limit set by the ATO, you’ll need to pay tax. To avoid this, provide your tax file number when applying.

Open your account in person at a branch

If you don’t already bank with us, you’ll need to bring your Australian driver licence or a valid Australian passport for ID.

Alternative identification documents are available for anyone who:

  • is under 18 years of age.
  • is a non-resident.
  • doesn't have an Australian photo identity document.

Other ways to save with BCU Bank

Because we're here to help

Talk to the team

Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.

Find your local branch

You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!

Get answers online

Check out our how-to guides, search our FAQs, and find support services.

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

Read the relevant product terms and conditions before deciding if a product is right for you.