No ongoing fees
Every dollar you deposit helps you reach your savings goal.
Peace of mind
Total deposits up to $250k are protected by the Financial Claims Scheme.
Access your money
Move money in and out of your savings as you need to.
Digital banking
Easily manage your money using the BCU Bank app and internet banking.
Choose from our range of savings accounts
Boss Saver
Be rewarded and earn bonus interest on your savings each month when you meet the eligibility criteria.
Up to
Standard + bonus variable rate
- No monthly fees
- No minimum balance required
- Ability to earn bonus interest*
- Introductory interest rate
- Pay&Save round-ups to help you grow your savings
Bonus Saver
Give your savings a lift and earn bonus interest for the first four months.
Up to
Variable rate for the first 4 months
- No monthly fees
- No minimum balance required
- Ability to earn bonus interest
-
Introductory interest rate*
- Pay&Save round-ups to help you grow your savings
Power Saver
Top up your balance, skip the withdrawals – and get rewarded with bonus interest.
Up to
Standard + bonus variable rate
- No monthly fees
- No minimum balance required
- Ability to earn bonus interest*
- Introductory interest rate
- Pay&Save round-ups to help you grow your savings
*Conditions apply. Please refer to the product pages for more information.
Open a bank account online in minutes
To open an account online, you'll need to be:
New customer
You can open a savings account online in just a few minutes – no paperwork, no pressure, just a few steps and you’re sorted.
Existing customer
It's quick and easy to open a new account whenever it suits you using internet banking or the BCU Bank app.
Already bank with us?
You can open a new account through the BCU Bank app or internet banking – no additional ID required.
Open an account online
To open an account online, you’ll need to:
- Be at least 18 years old
- Live in Australia with a current residential address
- Be applying as an individual (not a business or association)
- Have two forms of ID from the following:
- NSW or QLD driver licence
- Australian passport
- Green Medicare card
We also recommend having your tax file number (TFN) ready. If you earn more interest than the limit set by the ATO and you haven’t provided us with your TFN, withholding tax may be deducted from the interest you earn.
If you don’t meet the eligibility requirements to open an account online, you can still open an account at one of our branches.
Open an account in a branch
If you’d rather see a friendly face in person, or don’t meet the eligibility requirements to open an account online, drop into one of our branches. Make sure you bring the required documents with you so we can set up your account.
Other ways to save with BCU Bank
How much could you save?
Want to see how your money could grow? Discover your savings potential with our savings goal calculator.
Because we're here to help
Talk to the team
Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.
Find your local branch
You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!
Get answers online
Check out our how-to guides, search our FAQs, and find support services.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.