bcu Logo
Banking without limits

iSaver Account

An online savings account that pays a higher rate of interest. Open your new account online within minutes and you’ll be able to access your savings whenever you need to with bcu iBank and the bcu Connect app.


Bonus interest

Tiered interest rate

The more money you save, the more interest you earn


No monthly fee

Save with no ongoing fees

Three coins

No minimum balance required

An account suitable for every stage of your savings goals

Pointing finger pressing touch screen

bcu Connect App

Manage your day to day online banking

iSaver interest rates

bcu isaver
$0 - $999.990.00% p.a.
$1,000 - $19,999.990.45% p.a.
$20,000 - $249,999.990.50% p.a.
$250,000 - plus0.65% p.a.

All the details

BPAY Pay your bills easily and securely. No
Direct debit Set and forget automatic payment of your regular bills. No
Osko Send and receive money in near real time between participating banks. No
Internet banking* Convenient and secure access through bcu iBank is available 24/7. Yes
Mobile app Manage your money on the go with the bcu Connect App straight from your phone. Yes

* Withdrawals and deposits on a bcu iSaver can only be accessed by bcu iBank or the bcu Connect App.

DescriptionFeeNumber of free transactions
Direct debit N/A N/A
Internet banking - internal / external transfer $0.00 Unlimited
Internet banking - BPAY N/A N/A
Monthly fee $0.00 N/A

View all fees and charges relating to Access and Savings accounts

Interest calculated Daily
Tiered interest rates Yes
Bonus interest No
Interest payment frequency Monthly
Savings and Transaction Account Interest Rate Schedule  

Apply online

If you’re over 18 years of age you can open your iSaver account online in minutes.

New members

To apply for an account online you must:

  • be over 18 years of age
  • be an individual
  • be an Australian resident with a current Australian residential address, and;
  • provide two of the following - a valid Australian driver's licence; an Australian passport; a Medicare card.

Existing members

You can open your new account in bcu iBank or via the bcu Connect App.

Apply at a bcu branch

Open your new account by visiting your nearest bcu branch. You must be 12 years of age or older.

If you’re joining as a brand new member, you need your Australian driver's licence or a valid passport. You can also use one form of primary ID without your photo (eg. your birth certificate or citizenship papers) with one form of secondary ID (eg. your most recent power bill). Original and certified copies of documents are accepted.

Request a call back from a bcu specialist

Are you an existing bcu member?
We will use the information we collect about you to respond to your enquiry in accordance with our Privacy Policy.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Important information

    Download Savings Account & Account Access Channels Terms and Conditions
    Download Savings and Transaction Account Interest Rate Schedule
    Download Schedule of Access, Fees and Charges