iSaver Account

An online savings product that pays a higher rate of interest. Open your new account online within minutes and you’ll be able to access your savings whenever you need to with bcu iBank and the bcu Connect app.

Apply online

Benefits

Tiered interest rate

The more money you save, the more interest you earn

No monthly fee

Save with no ongoing fees

No minimum balance required

An account suitable for every stage of your savings goals

bcu Connect App

Manage your day to day online banking

iSaver interest rates

bcu isaver
$0 - $999.99	0.00% p.a.
$1,000 - $19,999.99	0.05% p.a.
$20,000 - $249,999.99	0.10% p.a.
$250,000 - plus	0.25% p.a.

All the details

Features

Feature	Description	Available
BPAY	Pay your bills easily and securely.	No
Direct debit	Set and forget automatic payment of your regular bills.	No
Osko	Send and receive money in near real time between participating banks.	No
Internet banking*	Convenient and secure access through bcu iBank is available 24/7.	Yes
Mobile app	Manage your money on the go with the bcu Connect App straight from your phone.	Yes

* Withdrawals and deposits on a bcu iSaver can only be accessed by bcu iBank or the bcu Connect App.

Fees and charges

Description	Fee	Number of free transactions
Direct debit	N/A	N/A
Internet banking - internal / external transfer	$0.00	Unlimited
Internet banking - BPAY	N/A	N/A
Monthly fee	$0.00	N/A

View all fees and charges relating to Access and Savings accounts

Interest

Interest calculated	Daily
Tiered interest rates	Yes
Bonus interest	No
Interest payment frequency	Monthly
Savings and Transaction Account Interest Rate Schedule

How to apply

Apply online

If you’re over 18 years of age you can open your iSaver account online in minutes.

New members

To apply for an account online you must:

be over 18 years of age
be an individual
be an Australian resident with a current Australian residential address, and;
provide two of the following - a valid Australian driver's licence; an Australian passport; a Medicare card.

Existing members

You can open your new account in bcu iBank or via the bcu Connect App.

Apply at a bcu branch

Open your new account by visiting your nearest bcu branch. You must be 12 years of age or older.

If you’re joining as a brand new member, you need your Australian driver's licence or a valid passport. You can also use one form of primary ID without your photo (eg. your birth certificate or citizenship papers) with one form of secondary ID (eg. your most recent power bill). Original and certified copies of documents are accepted.