iSaver Account
An online savings account that pays a higher rate of interest, the more you save. Open your new savings account within minutes and you’ll be able to access your savings whenever you need to with BCU iBank and the BCU Bank app.
Benefits
Tiered interest rate
The more money you save, the more interest you earn
No monthly fee
Save with no ongoing fees
No minimum balance required
An account suitable for every stage of your savings goals
BCU Bank app
Manage your day to day online banking
iSaver interest rates
| bcu isaver | |
|---|---|
| $0 - $999.99 | 0.00% p.a. |
| $1,000 - $19,999.99 | 2.85% p.a. |
| $20,000 - $249,999.99 | 3.25% p.a. |
| $250,000 - plus | 3.30% p.a. |
All the details
| Feature | Description | Available |
|---|---|---|
| Visa Debit card | Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. | No |
| BPAY | Pay your bills easily and securely. | No |
| Direct debit | Set and forget automatic payment of your regular bills. | No |
| Osko | Send and receive money in near real time between participating banks. | No |
| Bank@Post | Deposit cash and cheques, withdraw cash or make balance enquiries at Australia Post if you can't get to a BCU branch. | No |
| Internet banking* | Convenient and secure access through BCU iBank is available 24/7. | Yes |
| Mobile app | Manage your money on the go with the BCU Bank app straight from your phone. | Yes |
| Pay&Save | Pay&Save at the same time with a BCU Access Account and BCU iSaver account. | Yes |
* Withdrawals and deposits on a BCUiSaver can only be accessed by BCU iBank or the BCU Bank app.
| Description | Fee | Number of free transactions |
|---|---|---|
| Direct debit | N/A | N/A |
| Internet banking - internal transfer | $0.00 | Unlimited |
| Internet banking - BPAY | N/A | N/A |
| Monthly fee | $0.00 | N/A |
View all fees and charges relating to Access and Savings accounts
| Interest calculated | Daily |
| Tiered interest rates | Yes |
| Bonus interest | No |
| Interest payment frequency | Monthly |
| Savings and Transaction Account Interest Rate Schedule |
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Apply online If you’re over 18 years of age you can open your iSaver account online in minutes. New members To apply for an account online you must:
Existing members You can open your new account in BCU iBank or via the BCU Bank app. |
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Apply at a BCU branch Open your new account by visiting your nearest BCU branch. You must be 12 years of age or older. If you’re joining as a brand new member, you need your Australian driver's licence or a valid passport. You can also use one form of primary ID without your photo (eg. your birth certificate or citizenship papers) with one form of secondary ID (eg. your most recent power bill). Original and certified copies of documents are accepted. |
