iSaver Account
An online savings product that pays a higher rate of interest. Open your new account online within minutes and you’ll be able to access your savings whenever you need to with bcu iBank and the bcu Connect app.
Benefits
Tiered interest rate
The more money you save, the more interest you earn
No monthly fee
Save with no ongoing fees
No minimum balance required
An account suitable for every stage of your savings goals
Faster payments through Osko
Use your PayID to make near real time payments
iSaver interest rates
| bcu isaver | |
|---|---|
| $0 - $999.99 | 0.00% p.a. |
| $1,000 - $19,999.99 | 0.05% p.a. |
| $20,000 - $249,999.99 | 0.15% p.a. |
| $250,000 plus | 0.35% p.a. |
All the details
| Feature | Description | Available |
|---|---|---|
| BPAY | Pay your bills easily and securely. | No |
| Direct debit | Set and forget automatic payment of your regular bills. | No |
| Osko | Send and receive money in near real time between participating banks. | No |
| Internet banking* | Convenient and secure access through bcu iBank is available 24/7. | Yes |
| Mobile app | Manage your money on the go with the bcu Connect App straight from your phone. | Yes |
* Withdrawals and deposits on a bcu iSaver can only be accessed by bcu iBank or the bcu Connect App.
| Description | Fee | Number of free transactions |
|---|---|---|
| Direct debit | N/A | N/A |
| Internet banking - internal / external transfer | $0.00 | Unlimited |
| Internet banking - BPAY | N/A | N/A |
| Monthly fee | $0.00 | N/A |
View all fees and charges relating to Access and Savings accounts
| Interest calculated | Daily |
| Tiered interest rates | Yes |
| Bonus interest | No |
| Interest payment frequency | Monthly |
| Savings and Transaction Account Interest Rate Schedule |
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Apply online If you’re over 18 years of age you can open your iSaver account online in minutes. New members To apply for an account online you must:
Existing members You can open your new account in bcu iBank or via the bcu Connect App. |
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Apply at a bcu branch Open your new account by visiting your nearest bcu branch. You must be 12 years of age or older. If you’re joining as a brand new member, you need your Australian driver's licence or a valid passport. You can also use one form of primary ID without your photo (eg. your birth certificate or citizenship papers) with one form of secondary ID (eg. your most recent power bill). Original and certified copies of documents are accepted. |
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Important information
Download Savings and Transaction Account Interest Rate Schedule
Download Schedule of Access, Fees and Charges