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Enjoy Christmas your way

Christmas Club Account

A convenient and rewarding way to get a head start on your festive savings. Gradually build up your funds over the year to withdraw between 1st November and 31st January to ensure you've got all your Christmas spending covered.



Plan your expenses

Prepare early by planning expenses for gifts, holidays and festive feasts

Lock your savings away to prepare for Christmas Day

Watch your savings grow

Deposits can be made throughout the year to help you save for the silly season

Earn interest

Earn interest

Interest is calculated daily and paid once a year on 31 October

All the details

Visa Debit card Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. No
BPAY Pay your bills easily and securely. Yes*
Direct debit Set and forget automatic payment of your regular bills. No
Osko Send and receive money in near real time between participating banks. Yes*
In-branch banking Face to face service with a smile. Yes*
Internet banking Convenient and secure access through bcu iBank is available 24/7. Yes*
Mobile app Manage your money on the go with the bcu Connect App straight from your phone. Yes*
bcu alerts Stay on top of your banking with alerts:
  • Avoid unnecessary fees and charges by keeping up to date on your balance.
  • Set up alerts for credits, direct debits and due payments.

* Deposits to a Christmas Club product can be made at any time. Withdrawals can only be made between 1st November and 31st January each year. Withdrawals outside of this period are available by approval only. bcu may close the product and transfer the funds to a more suitable product should regular access be needed.

DescriptionFeeNumber of free transactions
Staff assisted withdrawal / deposit / transfers / future payment $0.00 Unlimited
EFTPOS transactions N/A N/A
Internet banking - BPAY / external transfer $0.00 Unlimited
Monthly fee $0.00 Unlimited

View all fees and charges relating to Access and Savings accounts

Interest calculated Daily
Tiered interest rates No
Bonus interest No
Interest payment frequency Annually 31 October
Savings and Transaction Account Interest Rate Schedule  

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Important information

    Download Savings Account & Account Access Channels Terms and Conditions
    Download Savings and Transaction Account Interest Rate Schedule
    Download Schedule of Access, Fees and Charges