Christmas Club Account

A convenient and rewarding way to get a head start on your festive savings. Gradually build up your funds over the year to withdraw between 1st November and 31st January to ensure you've got all your Christmas spending covered.

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Benefits

Plan your expenses

Prepare early by planning expenses for gifts, holidays and festive feasts

Watch your savings grow

Deposits can be made throughout the year to help you save for the silly season

Earn interest

Interest is calculated daily and paid once a year on 31 October

All the details

Features

Feature	Description	Available
Visa Debit card	Easy access to your money online, over the phone and anywhere in the world where Visa is accepted.	No
BPAY	Pay your bills easily and securely.	Yes*
Direct debit	Set and forget automatic payment of your regular bills.	No
Osko	Send and receive money in near real time between participating banks.	Yes*
In-store banking	Face to face service with a smile.	Yes*
Internet banking	Convenient and secure access through bcu iBank is available 24/7.	Yes*
Mobile app	Manage your money on the go with the bcu Connect App straight from your phone.	Yes*
bcu alerts	Stay on top of your banking with alerts: Avoid unnecessary fees and charges by keeping up to date on your balance. Set up alerts for credits, direct debits and due payments.	Yes

* Deposits to a Christmas Club product can be made at any time. Withdrawals can only be made between 1st November and 31st January each year. Withdrawals outside of this period are available by approval only. bcu may close the product and transfer the funds to a more suitable product should regular access be needed.

Fees and charges

Description	Fee	Number of free transactions
Staff assisted withdrawal / deposit / transfers / future payment	$0.00	Unlimited
EFTPOS transactions	N/A	N/A
Internet banking - BPAY / external transfer	$0.00	Unlimited
Monthly fee	$0.00	Unlimited