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Enjoy Christmas your way

Christmas Club Account

A convenient and rewarding way to get a head start on your festive savings. Gradually build up the funds you need to cover your Christmas celebrations and enjoy the added bonus of earning interest on your money as you go.

Key benefits


Plan your expenses

Prepare early by planning expenses for gifts, holidays and festive feasts.

Lock your savings away to prepare for Christmas Day

Watch your savings grow

Deposits to a Christmas Club account can be made at any time, and withdrawals can be made between 1st November and 31st January to encourage saving for the silly season.

Earn interest

Earn interest

Interest is calculated daily and paid once a year on 31 October.

Finer details

Account eligibility No restrictions
Other products required None
Minimum balance $0.00
Visa Debit card Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. No
BPAY Pay your bills easily and securely. Yes
Direct debit Set and forget automatic payment of your regular bills. No
Osko 24/7 fast peer to peer payments. Yes
In-store banking Face to face service with a smile. Yes
Internet banking A convenient and secure online banking solution available 24/7. Yes
Mobile app Manage your money on the go with the bcu Connect App straight from your phone. Yes
bcu alerts Stay on top of your banking with alerts:
  • Avoid unnecessary fees and charges by keeping up to date on your balance.
  • Set up alerts for credits, direct debits and due payments.
DescriptionFeeNumber of free transactions
Staff assisted withdrawal / deposit / transfers / future payment $0.00 N/A
EFTPOS transactions N/A N/A
Internet banking - BPAY / external transfer $0.00 N/A
Monthly fee $0.00 N/A
Interest calculated Daily
Tiered interest rates No
Bonus interest No
Interest payment frequency Annually 31 October

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Important Information