Personal loan for a holiday
Why choose a BCU Bank travel loan?
Pay it off sooner
Make extra repayments and pay off your loan early without being charged a fee.
Free redraw
So you can access your funds if you’re ahead on your repayments.
Flexible repayments
Align your payments with your pay cycle and choose to repay weekly, fortnightly, or monthly.
No monthly fees
So you can keep a little extra money in your pocket.
Personal loan options for travel
Secured personal loan
A personal loan with a variable rate, secured against a car up to seven years old, as well as new motorbikes.
Variable rate
Comparison rate*
Unsecured personal loan
An unsecured personal loan with a variable rate and choice of loan term up to five years.
Variable rate
Comparison rate*
How much could your repayments be?
Crunch the numbers, plan ahead, and even find out how much you could you save if you pay extra on your loan.
Personal loan repayment calculator
More calculators
Handy resources to help you get started
11 helpful tips to prepare your money for travelling overseas
You’ve booked flights, accommodation, and activities, but have you organised your finances? Find out how to prepare your money for travel overseas.
Five ways to avoid overspending on your next holiday
To ensure you don’t regret overspending on your next holiday, we've put together a list of our top five tips to help you travel on a budget.
Cash Passport
What's the personal loan application process like?
Apply for your loan
Complete your loan application and provide us with your ID and supporting documents.
Assessment and approval
We’ll take a look at your loan application, and will be in touch if we have any questions or need any more info.
Sign your contract
We can send your contract to you electronically, or you can sign it at your local branch.
Your loan is funded!
In other words, you’ve got your money. Don’t forget to set up your repayments online!
How to apply for a travel loan
Apply in person or over the phone
Talk to one of our lending specialists and apply over the phone by calling our contact centre on 1300 228 228, or pop into your local branch.
Alternatively, you can enquire online and one of the team will be in touch soon!
Make an enquiryA little preparation can make your personal loan application quicker and easier. Make sure you have the following ready:
- Identity documents
- primary photo ID (e.g. passport or driver licence), or
- primary ID without a photo (e.g. birth certificate or citizenship certificate) and a secondary ID (e.g. utility bill with your name and address on it).
- Employment details – contact details of your current and previous employer (if current is less than two years).
- Income details – payslips or, if you're self-employed, tax assessments for the last two years, and financial statements.
- Regular expenses – such as rent, food, electricity, insurance, telcos, and medical costs.
- Assets – a rundown of any assets that you own (any cars, savings accounts, home contents, properties, investments).
- Liabilities – the details of any loans, credit cards, buy now pay later, or other debts you have.
Apply in person or over the phone
Talk to one of our lending specialists and apply over the phone by calling our contact centre on 1300 228 228, or pop into your local branch.
Alternatively, you can enquire online and one of the team will be in touch soon!
Make an enquiryA little preparation can make your personal loan application quicker and easier. Make sure you have the following ready:
- Identity documents
- primary photo ID (e.g. passport or driver licence), or
- primary ID without a photo (e.g. birth certificate or citizenship certificate) and a secondary ID (e.g. utility bill with your name and address on it).
- Employment details – contact details of your current and previous employer (if current is less than two years).
- Income details – payslips or, if you're self-employed, tax assessments for the last two years, and financial statements.
- Regular expenses – such as rent, food, electricity, insurance, telcos, and medical costs.
- Assets – a rundown of any assets that you own (any cars, savings accounts, home contents, properties, investments).
- Liabilities – the details of any loans, credit cards, buy now pay later, or other debts you have.
Because we're here to help
Apply over the phone or in person
Call us on 1300 228 228 or chat to the team at your local branch.
Find your local branch
You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!
Got a question about travel loans?
Yes, our personal loans can be used for almost any purpose. This includes to pay for a holiday or other travel purposes.
You can visit a branch or contact us on 1300 228 228 to discuss your needs with a personal lending specialist.
If you apply over the phone or in branch, we aim to have a response back within 24 hours, and we'll work to fund the loan as soon as possible.
Timeframes do depend on how quickly you can provide your supporting documentation (payslips, bank statements etc.) and any further information we require, so it pays to be prepared before applying.
No, you don't need to be an existing customer to apply for a loan with BCU Bank. If you’re over 18, a resident of QLD or NSW, and have a regular income, you may be eligible to apply for a personal loan.
Once your loan is approved, a BCU Bank membership will be automatically opened in your name. You’ll then be able to enjoy all the benefits of banking with us!
A secured personal loan is where your loan is secured by a motor vehicle that is less than seven years old. So, you might use the car you’re buying as security for your car loan, or you might use a car that you already own, to secure a personal loan for a well deserved holiday. Secured personal loans are often offered at a lower interest rate.
On the other hand an unsecured personal loan doesn’t require any security.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
Please consider the terms and conditions and whether a product is right for you.
- View terms and conditions
- View fees and charges
- View Credit Guide
- View Target Market Determinations (TMDs)
*Comparison rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Rates quoted may vary depending on loan purpose and security offered.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.