Because you're moving up
Our OMG owner occupied home loan offers a variety of great low rates depending on your loan to value ratio (LVR), with no ongoing fees – simple.
From
Variable rate
Comparison rate*
Plus no establishment or ongoing fees.
Your finances, made easy
Budgeting app
Your personal financial assistant, with all of your accounts across all your financial institutions in one place.
Test your financial IQ
Understanding your finances is the first step to achieving your money goals. Discover your personal financial wellness score.
Calculators
A range of calculators you may find useful if you're looking to buy, refinance, review your spending habits, or estimate your savings.
Keeping you savvy
Three steps to better financial wellbeing
With just a few small changes to the way you manage your money, you can make a big difference to your current and future financial wellbeing.
Teaching your kids about saving money
With these easy to follow lessons about saving money, you can teach your children how to be well-equipped with financial independence.
How do your savings stack up?
Ever wondered how your savings compare with the crowd? Here’s the average Australian’s bank balance, and how you can supercharge your savings.
Award-winning home loans
While it’s not all about the accolades, our home loans have been recognised with multiple awards for having flexible features, competitive rates, and quick approvals.
Have a look at our trophy caseImportant information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
^Earn bonus interest when at least $500 is deposited into your BCU Access Account and you make at least 5 Visa card transactions within the month.
*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.