No ongoing fees
Keep your money in your account with no monthly or transaction fees.
Visa Debit card
Use your card online, around the corner, and around the world.
Free ATM access
Unlimited fee-free withdrawals at all atmx and major bank ATMs across Australia.
Digital banking
Easily manage your money using the BCU Bank app and internet banking.
Choose from our everyday accounts
Access Account
An everyday bank account with unlimited free standard transactions for all your daily spending needs.
- No monthly fees
- Visa Debit card available
- Instant digital card when you open an account online
- Interest paid on your balance
- Pay&Save to round up purchases and grow your savings
Advantage Saver
Earn interest on amounts over $2,000 with a combined transaction and savings account for over 55s.
- No monthly fees
- Visa Debit card available
- Instant digital card when you open an account online
- Interest paid on your balance
- Pay&Save to round up purchases and grow your savings
Concession Account
A low-cost transaction account designed specifically for eligible Commonwealth Government concession card holders.
- No monthly fees
- Visa Debit card available
- Instant digital card when you open an account online
- Interest paid on your balance
- Pay&Save to round up purchases and grow your savings
Open a bank account online in minutes
To open an account online, you'll need to be:
New customer
You can open a bank account online in just a few minutes – no paperwork, no pressure, just a few steps and you’re sorted.
Existing customer
It's quick and easy to open a new account whenever it suits you using internet banking or the BCU Bank app.
Already bank with us?
You can open a new account through the BCU Bank app or internet banking – no additional ID required.
Open an account online
To open an account online, you’ll need to:
- Be at least 18 years old
- Live in Australia with a current residential address
- Be applying as an individual (not a business or association)
- Have two forms of ID from the following:
- NSW or QLD driver licence
- Australian passport
- Green Medicare card
We also recommend having your tax file number (TFN) ready. If you earn more interest than the limit set by the ATO and you haven’t provided us with your TFN, withholding tax may be deducted from the interest you earn.
If you don’t meet the eligibility requirements to open an account online, you can still open an account at one of our branches.
Open an account in a branch
If you’d rather see a friendly face in person, or don’t meet the eligibility requirements to open an account online, drop into one of our branches. Make sure you bring the required documents with you so we can set up your account.
Looking to save instead?
Because we're here to help
Talk to the team
Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.
Find your local branch
You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!
Get answers online
Check out our how-to guides, search our FAQs, and find support services.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.