
Get started by opening an account online
All your accounts in one place
Securely add all your accounts from any Australian financial institution* to mymo by BCU. You can add transaction and savings accounts, credit cards, home and personal loans, and more, in just a few taps. So now you can see exactly where your money is going – no spreadsheets required.
Learn more about our budgeting appManage your money your way
mymo makes it easier for you to create budgets and stick to them.
You can quickly set up a budget by category – like takeout, subscriptions, or your pet’s needs – and match it to your pay cycle (or any other schedule you like!). Then mymo will keep an eye on it for you, helping you to stay on track.
Reach your goals faster
Whether you’re saving for a house or just want to build up a bit of a savings buffer, you can set up your goals in mymo to help track your progress.
mymo will even send you hints and tips to help you reach your goals faster, and keep an eye on your spending for you in real-time.
Say goodbye to late fees
Trouble tracking your bills?
You can mark any of your transactions as a bill and set the frequency so you know when to expect it again in the future.
mymo will let you know when bills are coming, and if there’s enough in your account to cover them.
Bank-level security
mymo by BCU is powered by Open Banking and developed under the Australian Government’s Consumer Data Right (CDR) scheme. We’re proud to support the Open Banking initiative, which gives you more control over your information and puts your data back in your hands.
mymo uses bank-level encryption to keep your personal info safe, and you can set up a PIN or biometrics to access it. You choose what accounts and information to share, and you can remove consent to share data at any time.
Because we're here to help
Got a question about our budgeting app?
Yes, you need to be a BCU Bank customer to use the mymo app – which can help you up your budgeting, money management, and savings game.
With so many great bank accounts, home loans, and insurance options, why wouldn’t you join our customer-owned bank? And opening an everyday or savings account online is quick and easy.
Find out how you can join BCU BankYour bank account data is securely stored and managed in line with CDR legislation rules and safeguards, just like your other banking apps.
BCU Bank is an Accredited Data Recipient (ADR), governed by the Australian Competition and Consumer Commission (ACCC). We're required to adequately protect your Consumer Data Right (CDR) information from misuse, interference, loss, and unauthorised access, modification, or disclosure – making it a safe and secure way to view and track your accounts all in one place.
Find out more about the Consumer Data Right
It's easy to edit the transaction details in mymo to ensure accuracy and that the correct category is being used.
Select the transaction you want to edit, or search for it using the search bar. You can edit all the details of every transaction, including the name and category.
You can also:
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- add a tag for better organisation and searchability,
- exclude it from tracking so that certain transactions won't be included in budget calculations,
- add a note to a it, or
- create it as a recurring bill.
If a transaction is excluded from tracking (using the 'exclude from tracking' toggle), you have the option to select just one particular transaction or all current and future transactions.
You can also customise your dashboard by rearranging, adding, or removing widgets. Simply drag and drop the different elements up and down the list.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.
*Financial institutions participating in the Consumer Data Right (CDR) only.