Got money goals? We've got you
Get started by opening an account online
Open an account
Open a bank account online and become a BCU Bank customer.
Register for internet banking
Follow the instructions in your email to register for internet banking.
Download the mymo by BCU app
Download mymo by BCU from the Apple App Store or Google Play.
Start budgeting
Follow the prompts to add your bank accounts and start tracking your spending and goals.
All your accounts in one place
Securely add all your accounts from any Australian financial institution* to mymo by BCU. You can add transaction and savings accounts, credit cards, home and personal loans, and more, in just a few taps. So now you can see exactly where your money is going – no spreadsheets required.
Learn more about our budgeting app
Manage your money your way
mymo makes it easier for you to create budgets and stick to them.
You can quickly set up a budget by category – like takeout, subscriptions, or your pet’s needs – and match it to your pay cycle (or any other schedule you like!). Then mymo will keep an eye on it for you, helping you to stay on track.
Reach your goals faster
Whether you’re saving for a house or just want to build up a bit of a savings buffer, you can set up your goals in mymo to help track your progress.
mymo will even send you hints and tips to help you reach your goals faster, and keep an eye on your spending for you in real-time.
Say goodbye to late fees
Trouble tracking your bills?
You can mark any of your transactions as a bill and set the frequency so you know when to expect it again in the future.
mymo will let you know when bills are coming, and if there’s enough in your account to cover them.
Bank-level security
mymo by BCU is powered by Open Banking and developed under the Australian Government’s Consumer Data Right (CDR) scheme. We’re proud to support the Open Banking initiative, which gives you more control over your information and puts your data back in your hands.
mymo uses bank-level encryption to keep your personal info safe, and you can set up a PIN or biometrics to access it. You choose what accounts and information to share, and you can remove consent to share data at any time.
Already bank with us?
If you already bank with us, you’re halfway there. Just download the mymo by BCU app, log in with your details, and start budgeting like a boss today (or tomorrow, if you’re busy).
Because we're here to help
Talk to the team
Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.
Find your local branch
You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!
Get answers online
Check out our how-to guides, search our FAQs, and find support services.
Got a question about our budgeting app?
Yes, you need to be a BCU Bank customer to use the mymo app, which can help you up your budgeting, money management and savings game.
With so many great bank accounts, home loans, and insurance options to choose from, why wouldn’t you join our customer-owned bank? And it’s easy to open an everyday banking or savings account online at any time.
Your bank account data is securely stored and managed in line with the rules and safeguards of CDR legislation, just like your other banking apps.
BCU Bank is an Accredited Data Recipient (ADR) governed by the Australian Competition and Consumer Commission (ACCC). We are required to adequately protect your CDR data from misuse, interference, loss, and unauthorised access, modification, or disclosure. This makes it a secure option to view and track your accounts all in one place.
It's easy to edit the transaction details within mymo to ensure accuracy and so the category being used is correct.
Select the transaction you wish to edit or search for it using the search bar. You can edit all the details of every transaction including the name and category. You can also:
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- add a tag,
- exclude it from tracking,
- add a note to it or
- create it as a recurring bill.
Use the tagging option for better transaction searches and to exclude specific transactions from your budget calculations, if needed.
Use the exclude from tracking toggle to stop a transaction being used in budget calculations. You have the option to select just the one particular transaction or all current and future transactions.
To customise your dashboard you can rearrange, add, or remove widgets. Simply drag and drop the different elements up and down the list.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.
*Financial institutions participating in the Consumer Data Right (CDR) only.