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Business Savings Accounts

Business Savings Accounts

Choose from a range of accounts including the Business iSaver, our competitive business savings account, or a convenient access account to help manage the varied banking needs of your business.

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Business Access Account

An everyday access product offering flexibility for businesses to bank how they wish without restrictions.

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Business Basic Access Account

A pay-as-you-go access banking product with no monthly fee, suited to businesses who have limited banking needs.

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Business iSaver Account

An online business savings account that pays a high rate of interest. You’ll have access to your business savings anywhere and anytime with BCU iBank and our BCU Bank app.

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Get an easy to manage business account that suits your needs

Managing a business can be complicated, but business banking shouldn’t be.  A BCU business savings account or business access account puts the power in your hands with flexible options that take your earnings further.

With a BCU Business Access Account or Business iSaver Account, you’ll spend less time banking and more time doing the things you do best. Whether you prefer using digital banking or want to speak to someone in a branch, BCU make it simple.

Explore our range of access and savings accounts, and if you have any queries reach out to the BCU team.

Frequently asked questions

Business savings accounts are much like personal savings accounts in that they incentivise you to deposit money so you can maximise your interest earnt. A business savings account can help you save money for a rainy day, build up funds for a large purchase or business expansion, or help you pay for any other expenses your business may have.

A business savings account operates very much like a personal savings account, except that It’s dedicated solely for business use. Business savings accounts help you separate your working capital from the money that you want to set aside for the future.

BCU’s Business iSaver Account comes with a higher interest rate and is easy to manage through BCU iBank and BCU Bank app.

Business access accounts and business savings accounts are both bank accounts, but an access account is designed for your everyday working capital (to pay suppliers, staff wages, rental fees etc.), while a business savings account is meant for you to simply deposit funds and earn interest until you need the funds e.g. to make a large investment in your business like purchasing new equipment or facilities.