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Watch your dough rise with Boss Saver

The account that rewards your everyday money moves. Deposit, spend, and grow your dough.

Earn up to

4.65
% p.a.

Standard + bonus variable rate*


Lock it, love it

Enjoy the certainty of repayments with home loans fixed from one to five years.

4.99
% p.a.

Fixed rate

5.46
% p.a.

Comparison rate**


Budgeting app

Your personal financial assistant, with all of your accounts across all your financial institutions in one place.

Test your financial IQ

Understanding your finances is the first step to achieving your money goals. Discover your personal financial wellness score.

Calculators

A range of calculators you may find useful if you're looking to buy, refinance, review your spending habits, or estimate your savings.

How to set yourself up for success in the new financial year

Before you can set new financial goals, you need to know where you’re starting from.

Purchasing a home solo

Buying your first home solo is not only possible, it's becoming increasingly common. This guide is here to help you navigate the essentials as you embark on this exciting journey.

Tips for safe banking on a smart phone

Here’s a look at how your smartphone can compromise your banking security and, more importantly, what you can do to stay safe.

Award-winning home loans

While it’s not all about the accolades, our home loans have been recognised with multiple awards for having flexible features, competitive rates, and quick approvals.

Have a look at our trophy case

Award badges for Mozo Experts Choice 2023 | 2024 awards - Winner of Fixed Rate Home Loan and Investor Fixed Rate Home Loan awards

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply. 

*Bonus interest is payable on the last day of the calendar month on Boss Saver balances up to $100,000 when the following conditions are met during the month:

  1. at least $500 from an external source is deposited into your Access Account(s); and
  2. you make at least 5 Visa card transactions from a linked Access Account. 

If the conditions are not met, or the account balance exceeds $100,000, the standard interest rate will apply.

You may hold a maximum of one Boss Saver as a single account owner.

If you hold more than one Access Account, we will link your Boss Saver to the most suitable account. You may contact us to change your linked Access Account. Your Boss Saver can be linked to an Access Account held in your name as a single account holder only. You cannot link to an Access Account held in joint names. The Access Account does not earn interest.

**Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.