These days there’s an app for everything – from finding true love to managing your household chores, and everything in between.
Most of these apps are designed to help make our lives easier. Here some of the best apps to help you to manage your finances and stress less about money.
mymo by BCU
mymo by BCU is a simple way to stay on top of your finances. It only takes a few clicks to add your transaction and savings accounts, credit cards, home and personal loans, and more from every Australian financial institution into mymo, so you can see exactly where your money is going.
Set up a budget quickly and easily and match it to your pay cycle. All of your transactions will be automatically categorised, so you can track your spending at a glance. mymo will even let you know when bills are coming up so you can make sure there’s enough money in your account to cover them.
Splitwise
Whether it’s brunch with friends or your mum’s birthday present, splitting bills can be awkward and complicated. With Splitwise, you can add bills and other shared expenses, decide how to split it, and see who has paid what. There’s no guarantee your significant other will pay you back for last weekend’s fancy steak dinner, but you can send them passive-aggressive reminders through the app whenever you want to.
ShopBack
If you like to shop online, then ShopBack could become your new best friend. The app helps you to find deals, rewards, and receive cashback on items you buy online. Once your cashback wallet reaches a certain amount, you can transfer it to your bank account to spend as you wish. There’s even an internet browser extension so you never miss an opportunity to get cashback.
Frugl Grocery
With the cost of living rising, it’s more important than ever to get your money’s worth at the supermarket. Frugl Grocery finds savings on thousands of products every week across grocery retailers. Just search the name of a product or scan its barcode to find the lowest price. You can create shopping lists, filter out items containing allergens, and work with your family or housemates to divide and conquer your grocery shop.
FuelCheck (NSW) and Fair Fuel Finder (Qld)
Fuel is a significant cost for most Australians but apps like FuelCheck and Fair Fuel Finder can help you to avoid pain at the bowser. These apps provide real-time information about fuel prices at service stations so you can plan ahead to find the cheapest location on your route. Just make sure you don’t use the app while you’re driving.
Managing your personal finances doesn’t need to be a daunting task, you just need the right tools (and apps) for the job.
Before downloading any apps, you should read the relevant Terms and Conditions in considering and decide whether the app is right for you.