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Standard Term Deposits

Standard Term Deposits are a great way to help build your savings for the future. bcu offers competitive returns on investments from 1 month to 3 years on deposits as little as $1,000.

If you’re already a bcu member and have setup iBank, use Quick apply for members. Alternatively, if you’re new to bcu or want to talk about the Regular Income Term Deposit options that may be best suited to you, request a call back and speak to one of our experienced and friendly staff.


Here are some of our most popular Standard Term Deposits

0.65% p.a. 1

3 Months
Interest paid at Maturity
On Investments $1,000 - $999,999.99

0.65% p.a. 1

6 Months
Interest paid at Maturity
On Investments $1,000 - $999,999.99

0.65% p.a. 1

12 Months
Interest paid at Maturity
On Investments $1,000 - $999,999.99

0.65% p.a. 1

24 Months
Interest paid Annually
On Investments $1,000 - $999,999.99

Looking to invest but want more options?

See all Term Deposit rates (PDF)

Just choose a term and payment period that suits you

Request a call back

Are you an existing bcu member?

Important information


Disclaimers & Conditions of Use

    1. Interest can only be added to the principal on maturity. Interest paid monthly, quarterly, six monthly or annually must be paid into a bcu savings or loan product, by cheque or transfer to an external account. Interest will be calculated daily. Early withdrawal for terms 1 to 24 months is at bcu’s discretion for the full or partial withdrawal of the investment before maturity. Terms greater than 24 months are subject to seven days notice for the full or partial withdrawal of the investment before maturity.

    Please refer to our Term Deposit Account Terms and Conditions and Term Deposit Interest Rate Schedule.