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Reveal your refinance cashback reward

Switch your home loan to bcu and you could be rewarded with some cash to splash.*

Enter your details below to reveal if you're eligible for a cash reward.

Step 1

Enter your owner occupier home loan or investment property loan details below.

Step 2

Click to reveal if you may be eligible for a cash reward.

Step 3

Switch your home loan to bcu and you could be rewarded with some cash to splash*.

* View full offer terms and conditions


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* Reveal your refinance cashback reward terms and conditions


    Receive $2,000 cashback for refinanced home loans between $250,000 - $500,000 and $4,000 cashback for refinanced home loans over $500,000 that meet the eligibility criteria (together the "Criteria") below:

    • The home loan/s must be refinanced from another Financial Institution (i.e. refinances of existing bcu and P&N Bank loans are excluded). The borrower can be a new or existing bcu customer.
    • The Home Loan/s total account balance must be between $250,000 and $500,000 at the Drawdown Date to be eligible for the $2,000 cashback reward. The Home Loan/s total account balance must be greater than $500,000 at the Drawdown Date to be eligible for the $4,000 cashback reward.
    • The overall Loan to Value Ratio (LVR) for all eligible Home Loans must not exceed 80% at the Drawdown Date.
    • The Home Loan/s must be one of the following loan types: Owner Occupier, Principal and Interest; Owner Occupier, Interest Only; Investor, Principal and Interest; or Investor, Interest Only.
    • Bridging Loans, Construction Loans, Lines of Credit and Overdrafts are not eligible for this offer.
    • The eligible Home Loan must be applied for between 9am (AEST) 1 August 2022 and 5pm (AEST) 31 October 2022.
    • The Home Loan must be fully drawn down (funded) by no later than 5pm (AEST) 30 December 2022.
    • Applicants can only receive one cashback during the campaign, regardless of the number of applicants, the number of properties, or the number of loans.
    • The cashback amount will be deposited by electronic transfer to the eligible borrower’s nominated bcu account within 14 days after the Drawdown Date.
    • For joint borrowers, the cashback amount is paid to an account in the name of the joint borrowers unless bcu is instructed otherwise by both joint borrowers. Where a Home Loan has more than one applicant and one applicant receives the cashback, all applicants are deemed to have received the cashback.
    • Available only to applicants who are natural persons. Not available to non-personal entities including companies, and trusts.
    • No cashback will be payable where default occurs under the Home Loan agreement prior to payment of the cashback.
    • If on the Drawdown Date, you no longer meet each of the Criteria bcu may, at its discretion, either not pay a cashback or may pay you a pro-rata cashback amount.
    • This offer may be withdrawn or varied at any time (before application) without prior notice.

    Credit products issued by Police & Nurses Limited (bcu) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria and terms and conditions, fees & charges apply.