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Our Personal Loans

Personal Loans

We will work with you to make your plans a reality. Whether it’s funding a home renovation, taking that much-needed holiday, upgrading to a new car or consolidating existing debt, we will find the best personal loan that meets your needs.

Secured Freedom Personal Loan

Looking to renovate, plan a wedding or enhance your lifestyle, a bcu Freedom Personal Loan can help to make it happen.
7.83% p.a.
Variable rate
8.74% p.a.
Comparison rate

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Car Loan

Enjoy your adventures with a Car Loan. Available for cars up to 5 years old.
5.90% p.a.
Variable rate
6.82% p.a.
Comparison rate

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Unsecured Freedom Personal Loan

A bcu unsecured freedom personal loan is the pathway to your next overseas adventure.
9.55% p.a.
Variable rate
12.65% p.a.
Comparison rate

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Which personal loan suits me?

Secured FreedomCar LoanUnsecured Freedom
Maximum term5 Years5 Years5 Years
Minimum loan$4,000$5,000$4,000
Maximum loan$75,000$65,000$20,000
Redraw available
Must have another product
Must be 18+ years
Rates fromSecured FreedomCar LoanUnsecured Freedom
Variable rate7.83%5.90%9.55%
Comparison rate8.74% 6.82% 12.65%
Secured FreedomCar LoanUnsecured Freedom
Monthly fee$8$8$8
Redraw fee$0$0$0
Application fee$250$250$200

Important things you should know

Disclaimers & Conditions of Use

Credit eligibility criteria, terms & conditions, fees & charges apply.