A bcu personal loan makes getting what you need, easy.

  • Competitive rates - from 7.14%1 Variable, 8.06%2 Comparison
  • Flexibility to make additional repayments
  • Redraw facility^
  • Pay the loan out early with no additional fees

Whether you want to buy a new set of wheels, take a well deserved holiday or consolidate debt, we have a personal loan perfect for you.
Talk to a bcu personal lending specialist today or apply online.

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Getting your bcu personal loan is quick and easy

  • Call us on 1300 653 555 during business hours or visit your closest bcu store and you could be approved for your new personal loan in as little as 30 mins*.
  • Online application most convenient?
    Apply online using our simple form and get a prompt response.

Click here for joint applications

Compare bcu personal loans

Latest reviews of bcu Freedom Loan

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Normal lending criteria, terms and conditions apply
1 - Interest rate is the annual percentage rate (APR) of 7.14% Variable (8.06% Comparison Rate). Variable rates are subject to change. Rates quoted are indicative only and may vary depending on loan purpose, security offered, loan amount, discounts for insurance(s) and eligibility for loyalty discount.
2 - Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Secured personal loan repayments terms range from a minimum 2 years to a maximum term of 7 years. Representative example: $15,000 borrowed over a 3 year term at 7.14% (8.06% comparison rate) based on monthly repayments. Total amount payable is $16,996.00 (interest payable is $1,996 and a $250 application fee is added to the loan amount).
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
^ Redraw fee $25.
* 30 minute approval applies to fully complete in store personal loan applications only, taken within NSW business hours. Customer must provide information and documentation at time of application to facilitate loan assessment and approval within this time-frame.