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Our Personal Loans

Personal Loans

We will work with you to make your plans a reality. Whether it’s funding a home renovation, taking that much-needed holiday, upgrading to a new car or consolidating existing debt, we will find the best personal loan that meets your needs.

Car Loan

Enjoy your adventures with our secured Car Loan available for cars up to 5 years old.
5.65% p.a.
Variable rate
6.00% p.a.
Comparison rate

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Unsecured Freedom Personal Loan

Make your holiday, renovation or new car dreams a reality with a bcu Unsecured Freedom Personal Loan.
9.30% p.a.
Variable rate
10.69% p.a.
Comparison rate

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Are you an existing bcu member?

Which personal loan suits me?

Car LoanUnsecured Freedom
Maximum term5 Years5 Years
Minimum loan$5,000$4,000
Maximum loan$65,000$20,000
Redraw available
Must have another product
Must be 18+ years
Rates fromCar LoanUnsecured Freedom
Variable rate5.65%9.30%
Comparison rate6.00% 10.69%
Car LoanUnsecured Freedom
Establishment fee$250$200
Monthly fee$0$0
Redraw fee$0$0

Important things you should know


Disclaimers & Conditions of Use

Credit eligibility criteria, terms & conditions, fees & charges apply.