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Our Personal Loans

Personal Loans

We will work with you to make your plans a reality. Whether it’s funding a home renovation, taking that much-needed holiday, upgrading to a new car or consolidating existing debt, we will find the best personal loan that meets your needs.

Secured Freedom Personal Loan

Whether it’s a car, motorcycle or boat, it’s all possible.
9.08% p.a.
Variable rate
9.99% p.a.
Comparison rate

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Special Car Loan

Enjoy your adventures with a Special Car Loan *. To be eligible, just take out a bcu Access Account and drive away today.
5.90% p.a.
Variable rate
6.82% p.a.
Comparison rate

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Unsecured Freedom Personal Loan

A bcu unsecured freedom personal loan is the pathway to your next overseas adventure.
10.80% p.a.
Variable rate
13.90% p.a.
Comparison rate

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Which personal loan suits me?

Secured FreedomSpecial Car LoanUnsecured Freedom
Maximum term5 Years5 Years5 Years
Minimum loan$4,000$5,000$4,000
Maximum loan$75,000$65,000$20,000
Redraw available
Must have another product
Must be 18+ years
Rates fromSecured FreedomSpecial Car LoanUnsecured Freedom
Variable rate9.08%5.90%10.80%
Comparison rate9.99% 6.82% 13.90%
Secured FreedomSpecial Car LoanUnsecured Freedom
Monthly account fee$8$8$8
Redraw fee$25$25$25
Application fee$250$250$200

Important things you should know

Credit eligibility criteria, terms & conditions, fees & charges apply.