1 – Interest rate is the annual percentage rate (APR) of 8.94% Variable (9.85% Comparison Rate). Variable rates are subject to change. Rates quoted are indicative only and may vary depending on loan purpose, security offered, loan amount, discounts for insurance(s) and eligibility for loyalty discount. 2 - Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. Secured personal loan repayments terms range from a minimum 1 year to a maximum term of 5 years. Representative example: $15,000 borrowed over a 3 year term at 8.94% (9.85% comparison rate) based on monthly repayments. Total amount payable is $17,695.00 (interest payable is $2,445, with an $8 monthly fee and a $250 application fee added to the loan amount). WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
3 – Redraw fee $25.
4 – 30 minute approval applies to fully complete in store personal loan applications only, taken within NSW business hours. Customer must provide information and documentation at time of application to facilitate loan assessment and approval within this time-frame.