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Make the big steps easier

With a bcu principal and interest OMG home loan

3.79% p.a.

Variable rate

3.83% p.a.

Comparison rate

Make it happen with our competitive bcu OMG home loan.

  • Low rate, 3.79% p.a. Variable and 3.83% p.a. Comparison rate
  • No annual or on-going fees
  • No redraw fee and no minimum redraw amount
  • Easy online application

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Getting your bcu OMG home loan is quick and easy

Here's what our customers say:


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Finer details

Maximum term30 years
Minimum loan$150,000
Maximum loan$1,000,000
Redraw available
Maximum LVR with LMI P&I loans90%
Maximum LVR without LMI P&I loans80%
Maximum LVR with LMI Interest Only loansN/a
Maximum LVR without LMI Interest Only loans79%
Offset facility
Principal and Interest
Interest only
Loan to Value Ratio Interest Rate Comparison Rate
Principal and Interest
Less than or equal to 80%
3.79% p.a.3.83% p.a.
Principal and Interest
Greater than 80% and less than or equal to 90%
3.85% p.a.3.89% p.a.
Interest only
Less than or equal to 79%
3.89% p.a.3.84% p.a.
Establishment fee$600 p.a.
Annual fee$0 p.a.

Important Information

Credit eligibility criteria, terms & conditions, fees & charges apply.

    For further details please call us on 1300 228 228, email us at This email address is being protected from spambots. You need JavaScript enabled to view it. or visit a bcu store.