You can find the mymo app in the Google Play Store or Apple Store by searching for BCU or mymo by BCU. Only ever download apps from the official Google Play Store or Apple Store.

BCU customers who are at least 18 years of age and have registered for BCU iBank. Not a BCU customer yet? Get started now.

The mymo app is an opt in companion app that will work alongside the current mobile banking app, providing you with financial empowerment benefits, features and functionality. It’s important to note that mymo pulls banking data in from many financial institutions and displays the data only - it has no transactional capability. You will still need to complete all your banking including transfers from within the mobile banking app.

Once verified this allows us to authenticate you and safely and securely integrate your BCU accounts and transaction history directly into your mymo experience. You will only be asked to provide this once on initial registration.

Yes, it is safe to link your other bank accounts from within mymo. Your bank account data is securely stored and managed in line with rules and safeguards of the Consumer Data Right (CDR) legislation. Just the same as your other banking apps.

BCU are an Accredited Data Recipient (ADR) governed by the Australian Competition and Consumer Commission (ACCC). BCU are required to adequately protect your CDR data from misuse, interference, loss, and unauthorised access, modification, or disclosure. You can read more about our obligations in our Consumer Data Right Policy.

You’ll be able to link transaction and savings accounts, credit cards, home and personal loans and superannuation from every Australian Financial Institution into mymo. mymo transforms your transactional data into valuable financial insights that can detect future bills, automatic transaction categorisation and more. mymo will also let you know in advance if there isn’t enough money in your account to cover your up-and-coming bills.

Joint accounts for BCU will show in the mymo app, just as they are shown in Internet Banking. Joint accounts from other financial institutions are also able to be added, however customers will require the joint account holder’s authorisation to share the data with BCU.

1. Select All accounts from the mymo dashboard and click on the plus (+) symbol in the top right-hand corner of the app.
2. Search for your financial institution and follow the prompts to log in and view your information.
3. The Consumer Data Right (CDR) will prompt you to select a consent time period (3 months, 6 months & 12 months), data we need including account balance and transaction details and confirming your final consent with key dates and supporting parties involved.

In mymo by BCU you can create a budget to stay on track with your spending for over 70 categories. Budgets can be aligned to your pay cycle or budget date.

1. To add a budget select the My Budgets widget from the mymo dashboard.
2. Click Add a Budget.
3. You can choose to align your budget to your pay cycle or budget to a different date. To align your budget, select Yes align to pay cycle or No budget to a different date.
4. Kick off your budget by selecting the category to budget to. The mymo by BCU app will show the total spend on a number of categories. Select each category to set a budget value. The budget is set to each pay cycle or budget date.
5. You can have multiple budgets for different categories. Just follow the instructions above to set up more budgets.

Please note: You can only have one budget date across multiple categories.

To edit a budget, select the budget and tap edit on the right-hand corner. Don’t forget to save the new value.

To remove a budget, tap the edit button and select the rubbish bin to remove.

mymo by BCU allows you to customise your dashboard based on what you feel you will use the most.

1. To customise your dashboard, scroll to the bottom of the mymo dashboard and click on Customise Dashboard.
2. Click and drag the widgets around to change the order.
3. Tap the minus (-) to remove the widget or the plus (+) to add the widget back. 

 To delete your mymo account follow the steps below.

1. The app Settings function can be accessed via the Dashboard. Tap on the cog icon at top right of the screen. When you open the app Settings screen, delete mymo account will be listed under Account Ownership.
2. You will need to tap on Delete mymo Account. This will take you to the Delete Account screen where you can delete your mymo account.
3. Once you read ‘What happens once you delete your user account’ and tap ‘Delete my account’, the system will immediately delete your account along with the data, you will be immediately taken out of the app.