Investment property loans
Whether you’re just hopping on the investment property ladder or you’re already halfway up (or higher!), we have a range of options. We can help you with your first investment loan, and your second. Or we can help you refinance your current loan. No matter what your needs are, we can work with you to reach your home investment goals.
Choose from our investor home loans
Basic Investment Loan
An investment home loan without the bells and whistles so you can keep things simple.
From
Variable rate
Comparison rate*
- No ongoing monthly fees
- Extra payments allowed
- Redraw available
- 100% offset available
- Up to 90% LVR (including LMI)
Variable Rate Investment Loan
A variable rate investment loan with a 100% offset account, so you can use your savings to reduce the interest you pay.
From
Variable rate
Comparison rate*
- No ongoing monthly fees
- Extra payments allowed
- Redraw available
- 100% offset available
- Up to 90% LVR (including LMI)
Fixed Rate Investment Loan
Enjoy the certainty of repayments with investment loans fixed from one to five years.
3 years fixed from
Fixed rate
Comparison rate*
- No ongoing monthly fees
-
Extra payments allowed
- Redraw available
- 100% offset available
- Up to 90% LVR (including LMI)
How much will your repayments be?
Crunch the numbers and find out what your repayments on your investor loan might be. Or, check out our other calculators to save yourself from doing extra math!
Home loan repayment calculator
More calculators
Handy home loan articles
Should you consider refinancing your home loan?
If you're thinking about refinancing your mortgage, now could be a good time to do it. Find out about what to consider when it comes to refinancing.
How to prepare for your fixed home loan rate ending
If your fixed rate home loan expires in less than 12 months, it’s a good idea to start thinking about what could happen when your fixed rate ends.
Five simple tips to help pay off your home loan sooner
For the majority of us, home loans will be a necessity. Fortunately, there are several steps you can take towards paying off your home loan quicker.
Because we're here to help
We’ll come to you
We know your time is precious, so our home lenders will come to you on your terms.
Ready to apply?
Book an appointment over the phone, via video call, or in-person with a home lender.
Talk to the team
Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
Please consider the terms and conditions and whether a product is right for you.
- View terms and conditions
- View fees and charges
- View Credit Guide
- Create a Home Loan Key Fact Sheet
- View LMI Information Fact Sheet
- View Target Market Determinations (TMDs)
*Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.