Investment Property Loans
If you are looking at investing in property, have the confidence of great rates and local service from a Customer-Owned Bank.
Investment OMG Loan
For Investors looking for a great value, no-frills property loan, look no further than the OMG Investment Loan, with our lowest variable rate for investment properties.
For principal and interest loans of $100,000 or more, up to 90% of the property value.
Investment Variable Rate Loan
A great variable rate home loan for investors looking to invest in the property market.
Variable rate
Comparison rate
Investment Fixed Rate Loan
Our fixed rate loan for investors can provide the confidence of knowing what your repayments will be for the fixed rate period.
2 year fixed rate
Comparison rate
Investment Line of Credit Loan
For residential investors seeking flexibility with their loan.
Variable rate
Want to find out how much your investment property is worth?
| Investment OMG Loan | Investment Variable Rate Loan | Investment Fixed Rate Loan | Investment Line of Credit Loan | |
|---|---|---|---|---|
| Learn more | Learn more | Learn more | Learn more | |
| Maximum term | 30 years | 30 years | 30 years | N/A |
| Minimum loan | $100,000 | $50,000 | $20,000 | $250,000 |
| Maximum loan | $1,500,000 | $2,500,000 | $2,500,000 | $2,500,000 |
| Redraw available | ||||
| Maximum borrowing amount up to the property value (with LMI) | 90% | 90% | 90% | N/A |
| Maximum borrowing amount up to the property value (without LMI) | 80% | 80% | 80% | 80% |
| 100% offset account | ||||
| Principal and interest | ||||
| Interest only available at different interest rates |
| Investment OMG Loan | Investment Variable Rate Loan | Investment Fixed Rate Loan From | Investment Line of Credit Loan | |
|---|---|---|---|---|
| Principal and Interest loans | ||||
| Interest rate | 2.99% p.a. | 3.52% p.a. | 2.34% p.a. | 3.65% p.a. |
| Comparison rate | 2.99% p.a. | 3.52% p.a. | 3.89% p.a. | N/a |
| Interest Only loans | ||||
| Interest rate | 3.09% p.a. | 3.62% p.a. | 2.39% p.a. | N/a |
| Comparison rate | 3.03% p.a. | 3.56% p.a. | 3.89% p.a. | N/a |
Fixed rate loans will revert to the Standard Variable Rate applicable at the end of the fixed rate period. View all loan interest rates.
| Investment OMG Loan | Investment Variable Rate Loan | Investment Fixed Rate Loan | Investment Line of Credit Loan | |
|---|---|---|---|---|
| Establishment fee | $0.00 | $0.00 | $0.00 | $600.00 |
| Annual fee | $0.00 | $0.00 | $0.00 | $0.00 |
Need assistance? We're here to help
Important information
Credit eligibility criteria, terms & conditions and fees & charges apply and are available upon request.
Comparison rate based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates subject to change.
Download Credit Guide
Create a Home Loan Key Facts Sheet