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Our Home loans

Our award-winning loans offer you competitive rates, flexible features and quick approvals. We will work with you to find the best loan that suits your needs, whether you’re a home buyer, investor or wanting to refinance.
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Money Magazine Investment
Lender of the Year

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Mozo Home Loan
Credit Union of the Year
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3 Year Fixed Rate Special

Lock in a winning rate with our dazzling home loan and credit card package.
3.90% p.a.
Fixed rate
4.87% p.a.
Comparison rate

First Home Buyers

Now’s the perfect time to buy that first home you've been dreaming about.
3.79% p.a.
Fixed rate
4.84% p.a.
Comparison rate

Residential Investment

Expand your real estate portfolio with a feature-rich residential investment home loan.
4.60% p.a.
Variable rate
5.43% p.a.
Comparison rate

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Our Home Loans

OMG3 Year Fixed Rate SpecialFirst Home BuyersResidential Investment
Maximum term30 years40 years40 years30 years
Minimum loan$100,000$20,000$20,000$10,000
Maximum loan$1,000,000$2,500,000$2,500,000$2,500,000
Redraw available
Maximum LVR80% 95% 95% 89%
Offset facility
Principal and Interest
Interest only
Available via Brokers
Rates fromOMG3 Year Fixed Rate SpecialFirst Home BuyersResidential Investment
Interest rate3.84% 3.90% 3.79% 4.60%
Comparison rate4.09% 4.87% 4.84% 5.43%
OMG3 Year Fixed Rate SpecialFirst Home BuyersResidential Investment
Establishment fee$900$600$600$600
Annual fee$198 PI - $688 IO$495 for fixed term$495 for fixed term$849

Important things you should know

Credit eligibility criteria, terms & conditions, fees & charges apply.