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Our Home loans

Home Loans

Our award-winning loans offer you competitive rates, flexible features and quick approvals. We will work with you to find the best loan that suits your needs, whether you’re a home buyer, investor or wanting to refinance.

Owner Occupied Fixed Rate 3-Year Loan

Lock in a fixed rate home loan today, for peace of mind knowing what your repayments will be.
3.90% p.a.
Fixed rate
4.78% p.a.
Comparison rate

Investment Fixed Rate 3-Year Loan

Now’s the perfect time to buy that investment property you've been dreaming about.
4.15% p.a.
Fixed rate
5.03% p.a.
Comparison rate

Investment Variable Rate Loan

Expand your real estate portfolio with a feature-rich residential investment home loan.
5.30% p.a.
Variable rate
5.34% p.a.
Comparison rate

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Our Home Loans

OMGOwner Occupied Fixed Rate 3-Year LoanInvestment Fixed Rate 3-Year LoanInvestment Variable Rate Loan
Maximum term30 years30 years30 years30 years
Minimum loan$150,000$20,000$20,000$10,000
Maximum loan$1,000,000$2,500,000$2,500,000$2,500,000
Redraw available
Maximum LVR80% 95% 95% 95%
Offset facility
Principal and Interest
Interest only
Available via Brokers
Rates fromOMGOwner Occupied Fixed Rate 3-Year LoanInvestment Fixed Rate 3-Year LoanInvestment Variable Rate Loan
Interest rate3.79% 3.90% 4.15% 5.30%
Comparison rate3.83% 4.78% 5.03% 5.34%
OMGOwner Occupied Fixed Rate 3-Year LoanInvestment Fixed Rate 3-Year LoanInvestment Variable Rate Loan
Establishment fee$600$600$600$600
Annual fee$0$0$0$0

Important things you should know

Credit eligibility criteria, terms & conditions, fees & charges apply.