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Residential home loans

Competitive rates, great features, no annual fee and a 40-year loan term option1, why wouldn't you choose a bcu home loan? Still asking why bcu?

Variable rate home loans

A great choice for flexibility and making extra repayments to get ahead.

  • Small deposit welcome
  • Free redraw2 & 100% offset available3
  • No monthly fee
  • No annual loan fee

bcu's All In One loans have no set loan term or repayments and you only pay interest on the balance, offering you flexibility without the need for multiple loans.

  • No monthly fee
  • Access your funds as you need them
  • Small deposit welcome
  • No need to pay lender's mortgage insurance up front4

No docs? No worries. Your dream may still be within reach with bcu's full-featured low-doc loans.

  • Flexible approval process to suit self-employed
  • Approved applicants can borrow up to 80%
  • Free redraw2
  • 100% offset available3

Fixed rate home loans

Want peace of mind? Ask to lock in your rate at time of application to guarantee your repayments5.

  • Fix your interest rate for up to 5 years
  • You can split your loan to include a variable portion. The variable portion can then have the features of a free redraw facility & mortgage offset
  • Pre-approval valid for 3 months6

No docs? No worries. Your dream may still be within reach with bcu's full-featured low-doc loan.

  • Flexible approval process to suit self-employed
  • Ask to lock in your rate at time of application3
  • You can split your loan to include a variable portion. The variable portion can then have the features of a free redraw facility & mortgage offset
  • Pre-approval valid for 3 months6
 

Talk to a bcu home loan specialist today

Credit eligibility criteria, terms & conditions, fees & charges apply.