Rewards Credit Card
Get a low rate credit card and reward yourself with cashback on purchases.
12.80% p.a.
Variable purchase rate
14.80% p.a.
Variable cash advance rate
Key benefits
Cash back on purchases
Reward yourself with cashback on eligible purchases
Fast approvals
Apply online or over the phone to fast track your application
Up to 55 days interest free
Being able to buy now and then pay later is one of the biggest advantages of a credit card
24 hour fraud monitoring
This allows us to detect suspicious activity as early as possible, minimising losses and keeping your money safe.
For bcu members that would like to request a reduction or cancellation of their credit card limit, please click below.
With the bcu Connect app, you can:
- Lock and unlock your card if you lose it
- Change your PIN on the go
- Report a lost or stolen card
- Replace a damaged card
Finer details
| Cashback rewards on eligible purchases | |
| 24 hour fraud monitoring | |
| Visa payWave | |
| Maximum credit limit | $20,000 |
| Minimum credit limit | $500 |
| Must be 18+ years |
| Variable purchase rate | 12.80% p.a. |
| Variable cash advance rate | 14.80% p.a. |
| Interest-free period | up to 55 days on purchases only |
| Annual fee | $89.00 |
| Late payment fee | $0.00 |
| Minimum repayments | 3% of the closing balance or $10.00, whichever is the greater. |
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Important Information
Credit eligibility criteria, terms & conditions, fees & charges apply.
All interest rates are variable and subject to change. Cash back rewards are on eligible transactions only.
Credit Card Terms and Conditions