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It pays to reward yourself

Rewards Credit Card

Get a low rate credit card and reward yourself with cashback on purchases.
13.05% p.a.

Variable purchase rate

14.80% p.a.

Variable cash advance rate

Key benefits

Fast approvals

Fast approvals

Apply over the phone to fast track your application

Peace of mind

Peace of mind

Your card is protected by Visa's Zero Liability policy and Verified by Visa

Up to 55 days interest free

Up to 55 days interest free

Being able to buy now and then pay later is one of the biggest advantages of a credit card

Cash back on purchases

Cash back on purchases

Reward yourself with cashback on eligible purchases

With the BCU Bank app, you can:

  • Lock and unlock your card if you lose it
  • Change your PIN on the go
  • Report a lost or stolen card

Finer details

Cashback rewards on eligible purchases
24 hour fraud monitoring
Visa payWave
Minimum credit limit$500
Applicant must be 18+ years
Variable purchase rate13.05% p.a.
Variable cash advance rate14.80% p.a.
Interest-free periodUp to 55 days on purchases only
Annual fee$89.00
Late payment fee$5.00
Minimum repayments3% of the closing balance or $10.00, whichever is the greater

If you'd like to request a reduction in limit or cancel an existing credit card, you can do so by completing a request below. Alternatively, log in to BCU iBank or the BCU Bank app and select 'Manage cards'.

Reduce or cancel your credit card limit

Important information

Credit eligibility criteria, terms & conditions and fees & charges apply and are available upon request.

    All interest rates are variable and subject to change. Cash back rewards are on eligible transactions only.

    Credit Card Key Facts Sheet

    Credit Card Conditions of Use

    Credit Card Account Access Conditions of Use

    Rewards Cash Back Conditions