bcu Logo
It pays to reward yourself

Rewards Credit Card

Get a low rate credit card and reward yourself with cashback on purchases.

12.80% p.a.

Apply now

If you would like to make an application, please visit one of our stores.

Key benefits

Cashback on purchases

Cash back on purchases

Reward yourself by receiving 0.66% cash back for every eligible dollar2

Low interest rate

For purchases - one of the best rates around

Up to 55 days interest free

Up to 55 days interest free

Being able to buy now and then pay later is one of the biggest advantages of a credit card

24 hour fraud monitoring

24 hour fraud monitoring

This allows us to detect suspicious activity as early as possible, minimising losses and keeping your money safe.

For bcu members that would like to request a reduction or cancellation of their credit card limit, please click below.

Reduce or Cancel Your Credit Card Limit

Powered by Feefo

Customers rate us

Finer details

Cashback rewards on purchases
24 hour fraud monitoring
Visa payWave
Maximum credit limit$20,000
Minimum credit limit$500
Must be 18+ years
Interest on purchase rate12.80%
Cash advance rate14.80%
Interest-free periodup to 55 days on purchases only
Annual fee$89.00
Late payment fee$0.00
Minimum repayments3% of the closing balance or $10.00, whichever is the greater.

Important things you should know


Disclaimers & Conditions of Use

Credit eligibility criteria, terms & conditions, fees & charges apply.