Effective from 22 August 2024
Key facts about this credit card
This information sheet is an Australian Government requirement under the National Consumer Protection Act 2009.
Description of credit card
| Product name | BCU Classic Credit Card | BCU Rewards Credit Card |
|---|---|---|
| Minimum credit limit | $500.00 | $500.00 |
| Minimum repayments | 3% of the closing balance or $10.00 whichever is the greater. | 3% of the closing balance or $10.00 whichever is the greater. |
| Interest on purchases | 11.95% p.a. | 13.05% p.a. |
| Interest-free period | up to 52 days on purchases only | up to 52 days on purchases only |
| Interest on cash advances | 14.80% p.a. | 14.80% p.a. |
| Annual fee | $45.00 | $89.00 |
| Late payment fee | $5.00 | $5.00 |
There may be circumstances in which you have to pay other fees. You can only be charged a fee for exceeding your credit limit if you separately agree to being charged that fee. A full list of current fees applicable to this credit card can be obtained on our fees and charges page.
For more information on choosing and using credit cards visit the ASIC consumer website at www.moneysmart.gov.au
The terms on which this credit card is offered can change over time. You can check if any changes have been made by visiting www.bcu.com.au or by contacting us on 1300 228 228.
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