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A classic is timeless

Classic Credit Card

A Classic is timeless – and so are the benefits of a bcu classic credit card.

11.80% p.a.

Variable purchase rate

14.80% p.a.

Variable cash advance rate

Key benefits

Fast approvals

Fast approvals

Apply online or over the phone to fast track you application

Low interest rate

Competitive interest rate

For purchases - one of the best rates around

Up to 55 days interest free

Up to 55 days interest free

Being able to buy now and then pay later is one of the biggest advantages of a credit card

24 hour fraud monitoring

24 hour fraud monitoring

This allows us to detect suspicious activity as early as possible, minimising losses and keeping your money safe.

With the bcu Connect app, you can:

  • Lock and unlock your card if you lose it
  • Change your PIN on the go
  • Report a lost or stolen card
  • Replace a damaged card

Finer details

Cashback rewards on eligible purchases
24 hour fraud monitoring
Visa payWave
Maximum credit limit$20,000
Minimum credit limit$500
Must be 18+ years
Variable purchase rate11.80% p.a.
Variable cash advance rate14.80% p.a.
Interest-free periodup to 55 days on purchases only
Annual fee$45.00
Late payment fee$0.00
Minimum repayments3% of the closing balance or $10.00, whichever is the greater.

Request a call back

Are you an existing bcu member?

For bcu members that would like to request a reduction or cancellation of their credit card limit, please click below.

Reduce or Cancel Your Credit Card Limit

Important Information


Credit eligibility criteria, terms & conditions, fees & charges apply.

    All interest rates are variable and subject to change.

    Credit Card Key Fact Sheet

    Credit Card Terms and Conditions

    Credit Guide