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A classic is timeless

Classic Credit Card

A classic is timeless – and so are the benefits of a BCU Classic credit card.

11.95% p.a.

Variable purchase rate

14.80% p.a.

Variable cash advance rate

Key benefits

Fast approvals

Fast approvals

Apply online or over the phone to fast track you application

Fast approvals

Peace of mind

Your card is protected by Visa's Zero Liability policy and Verified by Visa

Fast approvals

Up to 55 days interest free

Being able to buy now and then pay later is one of the biggest advantages of a credit card

Fast approvals

Competitive interest rate

For purchases - one of the best rates around

With the BCU Bank app, you can:

  • Lock and unlock your card if you lose it
  • Change your PIN on the go
  • Report a lost or stolen card

Finer details

Cashback rewards on eligible purchases
24 hour fraud monitoring
Visa payWave
Minimum credit limit$500
Applicant must be 18+ years
Variable purchase rate11.95% p.a.
Variable cash advance rate14.80% p.a.
Interest-free periodUp to 55 days on purchases only
Annual fee$45.00
Late payment fee$5.00
Minimum repayments3% of the closing balance or $10.00, whichever is the greater

If you'd like to request a reduction in limit or cancel an existing credit card, you can do so by completing a request below. Alternatively, log in to BCU iBank or the BCU Bank app and select 'Manage cards'.

Reduce or cancel your credit card limit

Important information

Credit eligibility criteria, terms & conditions and fees & charges apply and are available upon request.

    All interest rates are variable and subject to change.

    Credit Card Key Facts Sheet

    Credit Card Conditions of Use

    Credit Card Account Access Conditions of Use