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Our Our Range of Credit Cards

Credit Cards

Our credit cards provide a range of features to suit your needs. Choose between our Classic credit card, offering a low interest rate, or our Rewards credit card, with cashback earned on your everyday spending.

Classic Credit Card

A Classic is timeless – and so are the benefits of a bcu classic credit card.

11.80% p.a.
Variable purchase rate
14.80% p.a.
Variable cash advance rate

Learn more

Rewards Credit Card

Get a low rate credit card and reward yourself with cashback on purchases.

12.80% p.a.
Variable purchase rate
14.80% p.a.
Variable cash advance rate

Learn more

For bcu members that would like to request a reduction or cancellation of their credit card limit, please click below.

Reduce or Cancel Your Credit Card Limit

Which credit card suits me?

ClassicRewards
Cashback rewards on eligible purchases
24 hour fraud monitoring
Visa payWave
Maximum credit limit$20,000$20,000
Minimum credit limit$500$500
Must be 18+ years
All rates are variableClassicRewards
Variable purchase rate11.80% p.a.12.80% p.a.
Variable cash advance rate14.80% p.a.14.80% p.a.
Interest-free periodup to 55 days on purchases onlyup to 55 days on purchases only
ClassicRewards
Annual fee$45.00$89.00
Late payment fee$0.00$0.00
Minimum repayments3% of the closing balance or $10.00, whichever is the greater.3% of the closing balance or $10.00, whichever is the greater.

Important Information


Credit eligibility criteria, terms & conditions, fees & charges apply.

    All interest rates are variable and subject to change. Cash back on eligible transactions only – see Terms and Conditions.

    Credit Card Fact Sheet

    Credit Card Terms and Conditions

    Rewards Credit Card Conditions of Use

    Credit Guide