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Our Credit Cards

Credit Cards

Our credit cards provide a range of features to suit your needs. Choose between our Classic credit card, offering a low interest rate, or our Rewards credit card, with cashback earned on your everyday spending.

Classic Credit Card

Now with increased security and fraud protection – keeping your money safer than ever before.

11.80% p.a.

Interest on purchase rate

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Rewards Credit Card

Get a low rate credit card and reward yourself with cashback on purchases.

12.80% p.a.

Interest on purchase rate

Learn more

For bcu members that would like to request a reduction or cancellation of their credit card limit, please click below.

Reduce or Cancel Your Credit Card Limit

Which credit card suits me?

Cashback rewards on purchases
24 hour fraud monitoring
Visa payWave
Maximum credit limit$20,000$20,000
Minimum credit limit$500$500
Must be 18+ years
Rates fromClassicRewards
Interest on purchase rate11.80% 12.80%
Cash advance rate14.80% 14.80%
Interest-free periodup to 55 days on purchases onlyup to 55 days on purchases only
Annual fee$45.00$89.00
Late payment fee$0.00$0.00
Minimum repayments3% of the closing balance or $10.00, whichever is the greater.3% of the closing balance or $10.00, whichever is the greater.

Important things you should know

Disclaimers & Conditions of Use

Credit eligibility criteria, terms & conditions, fees & charges apply.