Our Credit Cards
Credit Cards
Our credit cards provide a range of features to suit your needs. Choose between our Classic credit card, offering a low interest rate, or our Rewards credit card, with cashback earned on your everyday spending.
Classic Credit Card
A classic is timeless – and so are the benefits of a BCU Classic credit card.
11.95% p.a.
Variable purchase rate
Variable purchase rate
14.80% p.a.
Variable cash advance rate
Variable cash advance rate
Rewards Credit Card
Get a low rate credit card and reward yourself with cashback on purchases.
13.05% p.a.
Variable purchase rate
Variable purchase rate
14.80% p.a.
Variable cash advance rate
Variable cash advance rate
Which credit card suits me?
| Classic | Rewards | |
|---|---|---|
| Cashback rewards on eligible purchases | ||
| 24 hour fraud monitoring | ||
| Visa payWave | ||
| Minimum credit limit | $500 | $500 |
| Applicant must be 18+ years |
| All rates are variable | Classic | Rewards |
|---|---|---|
| Variable purchase rate | 11.95% p.a. | 13.05% p.a. |
| Variable cash advance rate | 14.80% p.a. | 14.80% p.a. |
| Interest-free period | Up to 55 days on purchases only | Up to 55 days on purchases only |
| Classic | Rewards | |
|---|---|---|
| Annual fee | $45.00 | $89.00 |
| Late payment fee | $5.00 | $5.00 |
| Minimum repayments | 3% of the closing balance or $10.00, whichever is the greater | 3% of the closing balance or $10.00, whichever is the greater |
Important information
Disclaimers & Conditions of Use
Credit eligibility criteria, terms & conditions, fees & charges apply.
All interest rates are variable and subject to change.