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Our Our Range of Credit Cards

Credit Cards

Our credit cards provide a range of features to suit your needs. Choose between our Classic credit card, offering a low interest rate, or our Rewards credit card, with cashback earned on your everyday spending.

Classic Credit Card

A Classic is timeless – and so are the benefits of a bcu classic credit card.

11.80% p.a.
Variable purchase rate
14.80% p.a.
Variable cash advance rate

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Rewards Credit Card

Get a low rate credit card and reward yourself with cashback on purchases.

12.80% p.a.
Variable purchase rate
14.80% p.a.
Variable cash advance rate

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Which credit card suits me?

ClassicRewards
Cashback rewards on eligible purchases
24 hour fraud monitoring
Visa payWave
Maximum credit limit$20,000$20,000
Minimum credit limit$500$500
Applicant must be 18+ years
All rates are variableClassicRewards
Variable purchase rate11.80% p.a.12.80% p.a.
Variable cash advance rate14.80% p.a.14.80% p.a.
Interest-free periodUp to 55 days on purchases onlyUp to 55 days on purchases only
ClassicRewards
Annual fee$45.00$89.00
Late payment fee$0.00$0.00
Minimum repayments3% of the closing balance or $10.00, whichever is the greater3% of the closing balance or $10.00, whichever is the greater

Important information


Credit eligibility criteria, terms & conditions, fees & charges apply.