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$3,000 cash back
Get up to $5,000 cashback

Take out a new bcu home loan and get some extra cash to splash!

For a limited time only, take out a new bcu home loan and we’ll give you 0.75% of the value of the loan back in cash up to $5,000.

This offer is available for a limited time only. Your loan must meet the following criteria:

  • Your loan must be new to bcu – either refinanced from another Financial Institution (refinances of existing bcu and P&N Bank home loans are excluded), a property purchase, or new borrowing against a property already owned;
  • The amount of the loan must be at least $300,000;
  • The Loan to Value Ratio (LVR) must be 90% or less;
  • Your home loan application must be received and approved between 1 March 2022 and 30 June 2022;
  • Your loan must be funded no later than 31 August 2022.

Your Home Loan must be one of the following type of loans:

  • Owner Occupier, Principal and Interest – Fixed or Variable;
  • Investor, Principal and Interest – Fixed or Variable;
  • Investor, Interest Only – Fixed or Variable.

Multiple cashbacks can be paid for additional properties/loans where all criteria for cashback is met for each separate loan.

Terms and conditions apply.

View full cashback offer terms and conditions.


No fees

No establishment or ongoing fees

Loan redraw

Ongoing support from a mobile home loan specialist

Easy online application

Easy online application

A wide selection of award-winning home loan products

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OMG Home Loan

Our OMG owner occupied home loan offers a variety of great low rates depending on your loan to value ratio (LVR), with no ongoing fees – simple.

2.19% p.a.
Variable rate
2.19% p.a.
Comparison rate

Specified rate applicable where LVR (loan to value ratio) is less than or equal to 60%.

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Basic Investment Loan

For investors looking for a great value property loan, the Basic Investment Loan has our lowest variable rate for investment properties.

2.59% p.a.
Variable rate
2.59% p.a.
Comparison rate
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Fixed Rate Home Loan

Secure a low rate and enjoy the certainty of repayments, with our owner occupied Fixed-Rate Home Loan.

3.49% p.a.
2 year fixed rate
3.96% p.a.
Comparison rate

What will my repayments be?

Important things to know

Disclaimers and conditions of use

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Create a Home Loan Key Facts Sheet

Credit products issued by Police & Nurses Limited (bcu) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change. Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

For loans $300,000 or more with Loan to Value Ratio (LVR) of 90% or less. Available for Owner Occupied (P&I) or Investment (P&I and IO) loans for applications received and approved from 1 March 2022 until 30 June 2022.