Ready to take control of your money? Creating a budget is the first step towards feeling financially empowered. Our budget planner calculator can help you get started. Understanding your day-to-day spending is key, and once you have that figured out, a realistic budget can help you get (and stay!) on track with your savings goals.
How to use our budget planner calculator
Tell us about how much you earn and what your expenses are, including any regular payments or bills. What you earn can include your salary, bonuses, benefits, and income from investments, while your expenses could include living costs, payments to any debts, car expenses, and anything else you pay for on the regular. Once we have all that, our budget planner calculator will give you an easy-to-understand analysis, showing you where your money is going and how much you may have leftover for savings.
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Got a question about creating a budget?
mymo by BCU Bank is a free budgeting app that allows you to see all your bank accounts – from BCU and other financial institutions – in one place.
With mymo, you'll get insights into your spending, bill reminders, and tools to create budgets and track your everyday spending, making it easier to stay on top of your finances.
We're pleased to provide our members with our budgeting app, mymo, that can help you track your savings progress.
mymo by BCU is your personal financial assistant, with all of your accounts across all your financial institutions in one place, and handy features aligned to make your money work for you.
With mymo, you can also set up savings goals, as well as track your progress towards your goal.
Switching has never been easier – you can open a new account with BCU Bank online in just a few minutes.
We can guide you through the the steps to open your account, set up new payment arrangements with your new account or card and provide tips for a smooth changeover.
To have your salary credited to your BCU Bank account, you simply need to give your BSB number and account number to your employer or payroll officer.
Your account will need to be an everyday transaction account or savings account to receive your pay directly.
Whether you're a new customer or already bank with us, you can open a new account online in minutes.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. Results do not represent a quote or pre qualification for a product. Information such as default figures used in the assumptions are subject to change.
Calculator by Widget Works