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Budget planning calculator

Ready to take control of your money? Creating a budget is the first step towards feeling financially empowered. Our budget planner calculator can help you get started. Understanding your day-to-day spending is key, and once you have that figured out, a realistic budget can help you get (and stay!) on track with your savings goals.

How to use our budget planner calculator

Tell us about how much you earn and what your expenses are, including any regular payments or bills. What you earn can include your salary, bonuses, benefits, and income from investments, while your expenses could include living costs, payments to any debts, car expenses, and anything else you pay for on the regular. Once we have all that, our budget planner calculator will give you an easy-to-understand analysis, showing you where your money is going and how much you may have leftover for savings.

Because we're here to help

Talk to the team

Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.

Find your local branch

You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!

Get answers online

Check out our how-to guides, search our FAQs, and find support services.

Got a question about creating a budget?

mymo by BCU Bank is a complimentary budgeting banking app that allows you to view your bank accounts from all your financial institutions in one place.

mymo will give you insights into your spending, send you bill notifications and allow you to create budgets and track your everyday spending to make it easier to get ahead.

We're pleased to provide our members with our budgeting app, mymo, that can help you track your savings progress.

mymo by BCU is your personal financial assistant, with all of your accounts across all your financial institutions in one place, and handy features aligned to make your money work for you.

With mymo, you can also set up savings goals, as well as track your progress towards your goal.

Find out more about mymo

Switching has never been easier – you can open a new account with BCU Bank online in just a few minutes.

We can guide you through the the steps to open your account, set up new payment arrangements with your new account or card and provide tips for a smooth changeover.

Show me the steps to switch my account

To have your salary credited to your BCU Bank account, you simply need to give your BSB number and account number to your employer or payroll officer.

Your account will need to be an everyday transaction account or savings account to receive your pay directly. 

Whether you're a new customer or already bank with us, you can open a new account online in minutes. 

Find out more about opening an account

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply. 

The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. Results do not represent a quote or pre qualification for a product. Information such as default figures used in the assumptions are subject to change.

Calculator by Widget Works