Agriculture experts
We understand agriculture from the inside out. Whether it grows or moos, we've got you covered.
Experienced Relationship Managers
A dedicated team that you can reach out to when you need to talk business.
Local support
We have a local team ready to help and provide support, and we're never too far away.
Options that work for you
We have the accounts, loans and overdrafts to suit your seasonal needs and cash flow.
Agribusiness is our business
BCU Bank was founded in the 1970’s by a group of small business owners – predominately banana farmers on the NSW North Coast. Since then, we have maintained our strong connection to the region and relationships with primary producers.
We understand that some of the biggest pressures for primary producers come from weather events, seasonal fluctuations, and inflation. That's why our business banking team is here to support you in navigating these often unpredictable and diverse challenges. And our decision-making process, from credit to management, is all local – so we can help keep your farming operation firing on all cylinders.
Lending tailored to your unique needs
We know agri and can create a loan with flexible options to suit your unique needs.
- Minimum loan amount of $10,000.
- Loan terms of up to 25 years.
- Principal and interest or interest only repayment options.
- Fixed or variable interest rates available.
- Residential, commercial or rural property accepted as security.
Meet your local Agribusiness specialists
Steven Anderson
Relationship Manager – Agribusiness
With over 30 years experience in the finance industry, including roles at leading regional and two of the big four banks, Steven has been a valued member of the BCU Bank team for over a decade. Specialising in broadacre cropping, beef and dairy cattle, sugarcane, and macadamias, Steven is committed to delivering tailored financial solutions to rural clients across BCU's footprint and beyond.
Steve James
Relationship Manager – Agribusiness
With over 23 years in business banking and a Bachelor of Business in Accounting and Finance, Steve understands agribusiness needs. From the Northern Rivers, he specialises in financial solutions for primary producers in sectors like beef cattle, dairy, macadamias, horticulture, sugarcane, and cropping. Whether you’re buying, expanding, or refinancing, Steve’s expertise and local knowledge will help you reach your financial goals.
Products to help grow your business
Farm management deposit
Much like life, farming has ups and downs. Protect yourself during the not-so-good years by putting aside money in the good ones.
Business bank accounts
Managing a business can be complicated, but managing a business account shouldn’t be.
Equipment finance
Flexible finance options that can be accessed for a range of equipment needs.
Because we're here to help
Get in touch
Call us on 1300 228 228 or visit your nearest branch for all your everyday business banking needs.
Find your local branch
You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!
Enquire now
Complete the enquiry form for a new business loan and specialist will call you back.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
Please consider the terms and conditions and whether a product is right for you.