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bcu business access

Business Basic Access Account

A pay-as-you-go access banking product with no monthly fee, suited to businesses who have limited banking needs.

All the details

DescriptionRequirement
Account eligibility Business owner
Other products required None
Minimum balance $0.00
FeatureDescriptionAvailable
Visa Debit card Easy access to your money online, over the phone and anywhere in the world where Visa is accepted. Yes
BPAY Pay your bills easily and securely. Yes
Direct debit Set and forget automatic payment of your regular bills. Yes
Osko 24/7 fast peer to peer payments. Yes
Digital wallets Tap and pay with your mobile phone using Apple Pay, Google Pay or Samsung Pay. Yes
Cheque book For members who prefer to make payments via cheque. No
Bank@Post Deposit and withdraw cash at Australia Post if you can't get to a bcu branch. Yes
In-store banking Face to face service with a smile. Yes
Internet banking A convenient and secure online banking solution available 24/7. Yes
Mobile app Manage your money on the go with the bcu Connect App straight from your phone. Yes
Express banking and night safe Secure, convenient and out of hour deposits for your business. Yes
bcu alerts Stay on top of your banking with alerts:
  • Avoid unnecessary fees and charges by keeping up to date on your balance.
  • Set up alerts for credits, direct debits and due payments.
Yes
Overdraft Attached to your access account and allows you to go below zero (up to your approved limit) for added flexibility when unexpected expenses come up. Subject to approval
DescriptionFeeNumber of free transactions
Staff assisted withdrawal / deposit / transfers / future payment $2.50 0
Staff assisted BPAY / bill payment services $0.50 0
EFTPOS transactions $0.00 Unlimited
Declined EFTPOS transactions $0.00 Unlimited
Direct debit $0.30 0
Internet banking - BPAY / external transfer $0.30 0
Bank@Post deposit / declined deposit $2.50 0
Bank@Post withdrawal / declined withdrawal $2.50 0
Monthly fee $0.00 N/A
Interest calculated N/A

Apply at a bcu branch

Open your new account by visiting your nearest bcu branch.

If you’re joining bcu as a new business member, you will need a registered Australian Business Number (ABN). If you are opening a company membership you will need an Australian Company Number (ACN), and a registered business name may also be applicable. An ASIC extract that validates the identification of the business and its directors will be obtained prior to opening the business membership.

Personal identification is required for all signing directors and beneficial owners, so you will need the following:

  • your Australian driver's licence OR a valid passport
  • one form of primary ID without your photo (eg. your birth certificate or citizenship papers)
  • one form of secondary ID (eg. your most recent power bill)

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