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Pay and get paid faster.

Osko® is a new, faster way to pay with your BCU Bank app and BCU iBank. Whether you’re paying a babysitter, splitting a bill with friends at a restaurant or giving money to family for something urgent – the money will be there in minutes. You just use your BCU Bank app or BCU iBank, 24/7.

Goodbye cash. Hello Osko.

What's not to love about Osko?

Features and benefits


Faster payments across over 50 financial institutions, 24/7 – even weekends!


You can use 280 characters to describe who’s getting paid and why, including emojis, Chinese – whatever characters you need!


It’s backed by BPAY™ and us, so it’s very secure. The New Payments Platform (NPP) uses world leading technology certified to the highest data security standards and monitored 24 hours a day, seven days a week. All payments made on the platform are also subject BCU’s own real-time fraud screening and detection capabilities. As always, members should remain alert to the possibility of cons and scams particularly if they receive unexpected requests via social media, emails or SMS for urgent payments or account information.


With a PayID you will be able to pay and get paid with something simple like a registered mobile phone number, email address, ABN or company name. Or you can still use a BSB and account number.

BCU would like to take this opportunity to inform our members that payments to-and-from financial institutions that are not using the Osko by BPAY™ service will typically take longer.

Want to know more about Osko by BPAY™? Visit osko.com.au or find out more about PayID.

Check out the Osko® FAQs page available here.

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Any advice does not take into account your objectives, financial situation or needs. Read the relevant Product Terms and Condition, before acquiring this product in considering and deciding whether it is right for you. The Target Market Determination (TMD) for products is available on request. Lending criteria, terms & conditions, fees & charges apply.