BCU Bank’s award-winning home loans are flexible and designed specifically for you, our members. Here’s what you can expect when you choose a BCU home loan.

Rates that compete on the big stage

Big banks. Big fees. Groan.

BCU is a genuine alternative to the big banks with competitive rates and fair fees. Our profits go back to helping you, our members. It means you could own your home sooner and reach your financial goals faster.

Flexible features that change when you do

Turns out life (and your home loan) is like a box of chocolates. But with BCU, we make sure you know what you’re going to get. From first home buyers to seasoned investors and every need in between, BCU’s award-winning home loans fit what you’ve got cookin’.

Quick approvals

Look, we don’t muck about. BCU’s mobile lenders and branch teams guide you through the process and keep things moving. You’ll know where you stand, and when your loan will be approved.

You can get in touch with us how you want - use the BCU Bank app, message us online, or even use your landline. Just blow the dust off it first.

We’ll find a loan that suits your needs

Got some big ideas for your new home? We're all ears.

Our experienced lenders take the time to understand your individual circumstances to help you choose the best product for your needs.

We know first-timers are looking for low rates and fair fees, and refinancers want certainty about their payments and how fast they can reach their goals. BCU’s team will match you with the right product no matter what you need in a home loan. You’ll be able to talk to a local expert, not just be a number in a queue.

Our lenders are a mobile bunch

BCU's mobile lenders can meet you when and where you want. Kids playing sports? See you there. Maccas after school? We'll shout the lemonade. Lunch break? Us too!

We’ll go over everything we need from you, so our visits are quick and easy, and you get your home loan secured faster.

No matter your loan needs, we'll come to you to get things sorted.

Ready to get started?

Get in touch with one of our friendly BCU mobile lenders today and we can help guide you through our no-groan process.

Meet our mobile lenders

Award-winning home loans

While it's not all about the accolades, our home loans have been recognised with multiple awards for having flexible features, competitive rates, and quick approvals.

Have a look at our trophy case

Mozo Experts Choice Award 2023 - Fixed Rate Home Loan winner
Mozo Experts Choice Award 2020 - Low Cost Home Loan winner

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Any advice does not take into account your objectives, financial situation or needs. Read the relevant Product Terms and Condition, before acquiring this product in considering and deciding whether it is right for you. The Target Market Determination (TMD) for products is available on request. Lending criteria, terms & conditions, fees & charges apply.