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Regular Income Term Deposit
Make the most of your money

Regular Income Term Deposits

Make your savings work for you while receiving regular interest payments. Our Regular Income Term Deposits let you choose your term and interest payment frequency.

You'll also have added peace of mind knowing that deposits of up to $250,000 in total are protected by the Financial Claims Scheme. Find out more.


Popular Regular Income Term Deposits

1.15% p.a. 1

3 Months
Interest paid monthly
On investments $1,000 - $999,999.99

1.65% p.a. 1

6 Months
Interest paid monthly
On investments $1,000 - $999,999.99

2.25% p.a. 1

12 Months
Interest paid monthly
On investments $1,000 - $999,999.99

2.25% p.a. 1

24 Months
Interest paid monthly
On investments $1,000 - $999,999.99



Choose a term and payment frequency that suits you:

Regular Income TDs

TermInterest
Frequency
$1,000 to $999,999.99
3 MonthsMonthly1.15% p.a.
4 MonthsMonthly0.90% p.a.
5 MonthsMonthly0.90% p.a.
6 MonthsMonthly1.65% p.a.
7 MonthsMonthly0.85% p.a.
8 MonthsMonthly0.85% p.a.
9 MonthsMonthly0.85% p.a.
10 MonthsMonthly0.85% p.a.
11 MonthsMonthly0.85% p.a.
12 MonthsMonthly2.25% p.a.
24 MonthsMonthly2.25% p.a.
36 MonthsMonthly2.65% p.a.
12 MonthsQuarterly2.27% p.a.
24 MonthsQuarterly2.27% p.a.
36 MonthsQuarterly2.67% p.a.
12 MonthsSix Monthly2.30% p.a.
24 MonthsSix Monthly2.30% p.a.
36 MonthsSix Monthly2.70% p.a.

Important Information - Investments 1

Rates current as at 06 July 2022 and subject to change. All interest rates are calculated on a daily basis.

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Disclaimers & Conditions of Use

    1. Interest can only be added to the principal on maturity. Interest paid monthly, quarterly, six monthly or annually must be paid into a bcu savings or loan product, by cheque or transfer to an external account. Interest will be calculated daily. Early withdrawal for terms 1 to 24 months is at bcu’s discretion for the full or partial withdrawal of the investment before maturity. Terms greater than 24 months are subject to seven days notice for the full or partial withdrawal of the investment before maturity.

    Download Term Deposit Account Terms and Conditions

    Download Term Deposit Interest Rate Schedule