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Make the most of your money

Regular Income Term Deposits

Make your savings work for you while receiving regular interest payments. Our Regular Income Term Deposits let you choose your term and an interest payment frequency.

If you’re already a bcu member and have setup iBank, use Quick apply for members. Alternatively, if you’re new to bcu or want to talk about the Regular Income Term Deposit options that may be best suited to you, request a call back and speak to one of our experienced and friendly staff.


Popular Regular Income Term Deposits

0.70% p.a. 1

3 Months
Interest paid Monthly
On Investments $1,000 - $999,999.99

0.70% p.a. 1

6 Months
Interest paid Monthly
On Investments $1,000 - $999,999.99

0.65% p.a. 1

12 Months
Interest paid Monthly
On Investments $1,000 - $999,999.99

0.65% p.a. 1

24 Months
Interest paid Monthly
On Investments $1,000 - $999,999.99

Looking to invest but want more options?

See all Term Deposit rates (PDF)

Just choose a term and payment period that suits you

Request a call back

Are you an existing bcu member?

Important things you should know


Disclaimers & Conditions of Use

    Important Information - Term Deposits

    1 - Interest can only be added to the principal on maturity. Interest paid monthly, quarterly, six monthly or annually must be paid into a bcu savings or loan product, by cheque or transfer to an external account. Interest will be calculated daily. Early withdrawal for terms 1 to 24 months is at bcu’s discretion for the full or partial withdrawal of the investment before maturity. Terms greater than 24 months are subject to seven days notice for the full or partial withdrawal of the investment before maturity. If withdrawn early, the rate of interest payable on the investment for the whole of the term to the date of withdrawal will be the rate applying to the Christmas Club Account at the time of withdrawal and may result in the recovery of interest already paid. Please note that interest rates for amounts of $1,000,000 and over are by negotiation.

    Please refer to our Product and Access Facility Conditions of Use, Fees and Charges Schedules and Summary of Products for full details.