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Regular Income Term Deposit
Make the most of your money

Regular Income Term Deposits

Make your savings work for you while receiving regular interest payments. Our Regular Income Term Deposits let you choose your term and interest payment frequency.


Popular Regular Income Term Deposits

0.25% p.a. 1

3 Months
Interest paid monthly
On investments $1,000 - $999,999.99

0.25% p.a. 1

6 Months
Interest paid monthly
On investments $1,000 - $999,999.99

0.25% p.a. 1

12 Months
Interest paid monthly
On investments $1,000 - $999,999.99

0.30% p.a. 1

24 Months
Interest paid monthly
On investments $1,000 - $999,999.99

Regular Income Term Deposit interest rates

Regular Income TDs

TermInterest
Frequency
$1,000 to $999,999.99
3 MonthsMonthly0.25% p.a.
4 MonthsMonthly0.20% p.a.
5 MonthsMonthly0.20% p.a.
6 MonthsMonthly0.25% p.a.
7 MonthsMonthly0.20% p.a.
8 MonthsMonthly0.20% p.a.
9 MonthsMonthly0.25% p.a.
10 MonthsMonthly0.20% p.a.
11 MonthsMonthly0.20% p.a.
12 MonthsMonthly0.25% p.a.
24 MonthsMonthly0.30% p.a.
36 MonthsMonthly0.40% p.a.
12 MonthsQuarterly0.27% p.a.
24 MonthsQuarterly0.32% p.a.
36 MonthsQuarterly0.42% p.a.
12 MonthsSix Monthly0.30% p.a.
24 MonthsSix Monthly0.35% p.a.
36 MonthsSix Monthly0.45% p.a.

Important Information - Investments 1

Rates current as at 27 August 2021 and subject to change. All interest rates are calculated on a daily basis.

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Disclaimers & Conditions of Use

    1. Interest can only be added to the principal on maturity. Interest paid monthly, quarterly, six monthly or annually must be paid into a bcu savings or loan product, by cheque or transfer to an external account. Interest will be calculated daily. Early withdrawal for terms 1 to 24 months is at bcu’s discretion for the full or partial withdrawal of the investment before maturity. Terms greater than 24 months are subject to seven days notice for the full or partial withdrawal of the investment before maturity.

    Download Term Deposit Account Terms and Conditions

    Download Term Deposit Interest Rate Schedule