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Open a bank account online

Banking with us has its perks. One of them is that we’re by your side through it all. Another is how easy it is to open an account with us – it can be done online, and it only takes a few minutes. 

How to open an account online

Apply online

It only takes around five minutes, and all you’ll need is an Australian drivers licence or passport.

Check your emails

We’ll send you an email with all the basic info, including your new member number.

Log in

Log in to the BCU Bank app or internet banking using the temporary password we’ve sent to you by text.

All done!

That’s all – it’s super easy! And you'll be shopping in no time, just set up your instant digital card.

Open an Access Account online Already bank with us?

Open a bank account online in minutes

To open an account online, you'll need to be:

  • at least 18 years old
  • an Australian resident
  • applying as an individual

New customer

You can open an Access Account online in just a few minutes – no paperwork, no pressure, just a few steps and you’re sorted.

Open an account online

Existing customer

It's quick and easy to open a new account whenever it suits you using internet banking or the BCU Bank app.

Login to internet banking

Am I eligible to open an account?

To open an account online, you’ll need to:

  • be at least 18 years old
  • live in Australia with a current residential address
  • be applying as an individual (not a business or association)

What do I need to open an account online?

All you need is a NSW or QLD driver licence or valid passport to verify your identity.

We also recommend having your tax file number (TFN) ready. If you earn more interest than the limit set by the ATO and you haven’t provided us with your TFN, withholding tax may be deducted from the interest you earn.

Already bank with us?

You can open a new account through internet banking or the BCU Bank app – no additional ID required.

Prefer to visit a branch?

Drop into one of our branches to open your account in person. If you don’t already bank with us, you’ll need your Australian driver licence or passport.

Don't have photo ID, are under 18, or not an Australian resident? We also accept alternative forms of identification.

Why choose BCU Bank?

As a customer-owned, customer first bank, we sit right alongside you, helping to navigate life’s financial journey.

We believe that every Australian should feel confident when it comes to their money, and we’ve helped our members achieve their financial goals for more than 50 years.

We understand that the more you know, the less overwhelming banking can feel – with BCU by your side, we make the complicated easy, and your dreams a reality. With local financial partners, competitive products, financial wellbeing content, and digital tools, our customers feel confident knowing BCU is by their side.

Discover the customer-owned difference

Because we're here to help

Talk to the team

Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.

Contact us

Find your local branch

You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!

Find a branch

Get answers online

Check out our how-to guides, search our FAQs, and find support services.

Visit our help centre

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply. 

Read the relevant product terms and conditions before deciding if a product is right for you.