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OMG Home Loan

Our OMG owner occupied home loan offers a variety of great low rates depending on your loan to value ratio (LVR), with no ongoing fees – simple.

Enquire now online, and one of our local home loan specialists will contact you to discuss your specific needs.

Loan to Value Ratio (LVR) Variable and Comparison rate
Less than or equal to 60% 2.19% p.a.
Greater than 60% and less than or equal to 80% 2.29% p.a.
Greater than 80% 2.39% p.a.

For principal and interest loans of $100,000 or more, up to 95% of the property value.


bcu star icon For a limited time only, take out a new bcu home loan for a new purchase or refinance from another financial institution and we’ll give you 0.75% of the value of the loan back in cash up to $5,000. Find out more.



Redraw flexibility

Access your extra payments when you need to

Easy Access

Easy online application

It's quick and easy


Home loan specialists

To help you at every stage

Easy pre-approval valid for 3 months

Buy with confidence

Pre-approval valid for 3 months

Find out what your property is worth with a free online property report

Loan details

Maximum term 30 years
Minimum loan $100,000
Redraw available (excludes Interest only loans)
Maximum borrowing amount up to the property value (with LMI) 95%
Maximum borrowing amount up to the property value (without LMI) 80%
Offset facility
Principal and Interest
Interest only option available - see interest rate below
Available for construction

Loan Repayments

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Important information

Comparison rate based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates subject to change.

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