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OMG Home Loan

Our OMG Variable Rate Home Loan offers you excellent value, with a competitive rate, great features and trusted, local service.

Enquire now online, and one of our local home loan specialists will contact you to discuss your specific needs.

2.94% p.a.

Variable rate

2.94% p.a.

Comparison rate

For principal and interest loans of $150,000 or more, up to 90% of the property value.

Benefits

Redraw

Redraw flexibility

Access your extra payments when you need to

Easy Access

Easy online application

It's quick and easy

Flexibility

Home loan specialists

To help you at every stage

Easy pre-approval valid for 3 months

Buy with confidence

Pre-approval valid for 3 months

Loan details

Maximum term30 years
Minimum loan$150,000
Redraw available (excludes Interest only loans)
Maximum borrowing amount up to the property value (with LMI)90%
Maximum borrowing amount up to the property value (without LMI)80%
Offset facility
Principal and Interest
Interest only option available - see interest rate below
Interest Rate Comparison Rate
Principal and Interest
Less than or equal to 90% LVR
2.94% p.a.2.94% p.a.
Interest only
Less than or equal to 79% LVR
3.04% p.a.2.98% p.a.
Establishment fee$0
Annual fee$0

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Home & Contents Insurance

bcu understands that your home is your most precious asset, which is why we offer the competitively-priced protection of Allianz Home Insurance with a wide range of flexible features & benefits to suit your needs.

Important Information


    View Credit Guide

    View Home Loan Key Facts Sheet

    Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates subject to change.