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OMG Home Loan

Our OMG Home Loan1 offers you our best value variable rate home loan rate with trusted local service, great features and a competitive rate.

3.19% p.a.

Variable rate

3.23% p.a.

Comparison rate

Key benefits


Redraw facility available

So you can access funds when you need to

Easy Access

Easy online application

It's quick and easy


Principal and interest and interest only options

Flexible payment options

Easy pre-approval valid for 3 months

Easy pre-approval valid for 3 months

Don't miss out, get pre-approved

Request a call back

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Home & Contents Insurance

bcu understands that your home is your most precious asset, which is why we offer the competitively-priced protection of Allianz Home Insurance with a wide range of flexible features & benefits to suit your needs.

Finer details

Maximum term30 years
Minimum loan$150,000
Maximum loan$1,500,000
Redraw available
Maximum LVR with LMI P&I loans90%
Maximum LVR without LMI P&I loans80%
Maximum LVR with LMI Interest Only loansN/a
Maximum LVR without LMI Interest Only loans79%
Offset facility
Principal and Interest
Interest only
Loan to Value Ratio Interest Rate Comparison Rate
Principal and Interest
Less than or equal to 80%
3.19% p.a.3.23% p.a.
Principal and Interest
Greater than 80% and less than or equal to 90%
3.25% p.a.3.29% p.a.
Interest only
Less than or equal to 79%
3.29% p.a.3.27% p.a.
Establishment fee$600
Annual fee$0

Important Information


Credit eligibility criteria, terms & conditions, fees & charges apply.