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OMG Home Loan

Our OMG owner occupied home loan offers a variety of great low rates depending on your loan to value ratio (LVR), with no ongoing fees – simple.

Enquire now online, and one of our local home loan specialists will contact you to discuss your specific needs.

Loan to Value Ratio (LVR) Variable rate Comparison rate
Less than or equal to 60% 5.99% p.a. 6.02% p.a.
Greater than 60% and less than or equal to 80% 6.04% p.a. 6.07% p.a.
Greater than 80% 6.29% p.a. 6.32% p.a.

For principal and interest loans of $20,000 or more, up to 95% of the property value.


Redraw flexibility

Redraw flexibility

Access your extra payments when you need to

No annual fee

No annual fee

Save with no ongoing annual fees

Home loan specialists

Home loan specialists

To help you at every stage

Buy with confidence

Buy with confidence

Pre-approval valid for 3 months

Find out what your property is worth with a free online property report

Loan details

Maximum term 30 years
Minimum loan $20,000
Redraw available
Maximum Loan to Value Ratio (subject to credit policy) 95%
Offset facility
Principal and Interest
Interest only option available - see interest rate below
Available for construction

Loan Repayments

Important information

Credit products issued by Police & Nurses Limited (BCU Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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