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Home buying and selling cost calculator

When it comes to buying or selling a home, tallying up all the expenses is important. That's where our handy home buying and selling calculator swoops in to add everything up – so you don't have to. It lays out all the nitty-gritty details in a neat, digestible format, to help make the process as easy as possible.

How to use our home buying and selling cost calculator

If you're gearing up to sell your property, just punch in the estimated sale price, your outstanding loan amount, and any other selling costs like agent commissions and advertising fees into our calculator. It'll dish out a thorough breakdown of what your net position might look like post-sale.

On the flip side, if you're on the hunt for a new place, tell us about the property and your home loan details, along with any additional purchase expenses like insurance and inspection fees. Our calculator will then outline all the ins and outs of buying a house – including government fees like stamp duty – based on your input.

And if you're both buying and selling, our calculator's still got you covered. Just toggle between tabs to give us the details for both properties. Easy peasy!

Other handy home loan calculators

Maths not your thing? Not a problem – we've got a range of handy calculators to make things simple.

Home loan comparison calculator

Home loan key fact sheet

Because we're here to help

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Got a question about buying or selling a home?

Buying a property costs much more than just the purchase price. You'll need to consider additional costs such as stamp duty, building and pest inspection fees, strata costs, pro rata council rates, transfer fees and more.

Use our home buying and selling cost calculator to get an accurate breakdown of the costs involved. 

There are many costs (some of them not so obvious) when selling a house that sellers should be aware of. This includes real estate agent fees, settlement fees, advertising fees, conveyancing fees and more. 

Our home buying and selling cost calculator can help you estimate the total costs involved. 

It's more common than you'd expect to buy a new property before selling your current one, especially when the real estate market is hot.

We have a range of loans available to assist you and the expertise to guide you through the buying and selling process. 

Plus, our helpful buying and selling calculator can help you estimate the cost of all the fees involved when buying a property and selling another property at the same time.

If you'd like to speak to a lending specialist about your options, please contact 1300 228 228 or book an appointment online.

Book an appointment

If you have an existing home loan with BCU Bank there is a Home Loan switch fee that applies. 

Other fees and charges may apply depending on your loan.

View all home loan fees

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms & conditions, fees & charges apply. 

The results from this calculator should be used as an indication only. Figures provided are for illustrative purposes only and are based on the information provided. Results will vary depending on the applicant’s residential location. The calculations do not take into account any product features or fees and charges that may be charged to your loan or fees such as Lenders Mortgage Insurance, which if applicable will add to the cost of your loan and repayments. Results do not represent a quote or pre qualification for a loan. Individual institutions apply different formulas. Information such as interest rates quoted and default figures used in the assumptions are subject to change.

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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