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Bridging Loan

A fully secured, short term property funding loan for members who wish to sell existing property and who have found a new property to purchase.

A bcu Bridging Loan allows you to go ahead and negotiate a new property purchase before selling your existing property.

5.51% p.a.

Variable rate

% p.a.

Comparison rate

For principal and interest loans of $50,000 or more, up to 85% of the property value.


Easy pre-approval valid for 3 months

Loan term

Up to 12 months

Easy Access

Additional payments

Make extra repayments to your loan when it suits you


Home loan specialists

To help you at every stage


Buy with confidence

Pre-approval valid for 3 months

Loan details

Maximum term 6 or 12 months
Minimum loan $50,000
Redraw available (excludes Interest only loans)
Maximum borrowing amount up to the property value (with LMI) 85%
Maximum borrowing amount up to the property value (without LMI) 80%
Offset facility
Principal and Interest
Interest only option available - see interest rate below
Available for construction
Interest rate 5.51% p.a.
Comparison rate % p.a.

Important information

Comparison rate based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates subject to change.

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