bcu Logo
Our Owner-Occupied Home Loans & Mortgages

Owner-Occupied Home Loans

We pride ourselves on providing long-term value to our customers, with our competitive home loan rates and award winning service.

Apply online

Variable Rate Home Loan

Our variable rate home loan delivers great value, and will suit most home-buyers' eligibility criteria.

3.44% p.a.
Variable rate
3.44% p.a.
Comparison rate

Fixed Rate Home Loan

Secure a low rate with our Owner Occupied, 3 Year Fixed-Rate Home Loan.

2.16% p.a.
Fixed rate
3.63% p.a.
Comparison rate

Line of Credit Loan

If you have equity in your home, you could consider a line of credit home loan. You could use it to fund any reasonable purpose such as a renovation, travel, or a deposit on a property.

3.49% p.a.
Variable rate

Important Information


Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.

    Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.