BCU Bank Logo

Search www.bcu.com.au

Variable Home Loan - Investment

A great variable rate home loan with 100% offset and principal & interest or interest only payment options for investors looking to purchase a property.
6.44% p.a.

Variable rate

6.47% p.a.

Comparison rate

Key benefits

Flexible payment options

100% offset

Your offset account can help reduce the interest you pay on your loan.

Redraw flexibility

Redraw facility available

So you can access your funds when you need to.

No annual fee

No annual fee

Save with no ongoing annual fees.

Repay your loan monthly, fortnightly or weekly

Flexible repayment options

Repay your loan monthly, fortnightly or weekly.

Loan details

Maximum term 30 years
Minimum loan $20,000
Redraw available
Maximum Loan to Value Ratio (subject to credit policy) 90%
100% offset account
Principal and interest
Interest only option available - see interest rate below
 Interest rateComparison rate
Principal and interest
Less than or equal to 90% LVR
6.44% p.a. 6.47% p.a.
Interest only
Less than or equal to 80% LVR
7.62% p.a. 6.81% p.a.
Establishment fee $0.00
Annual fee $0.00
Document Preparation fee $300

Loan Repayments

Important information

Credit products issued by Police & Nurses Limited (BCU Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence 240701. Lending criteria, terms & conditions, fees & charges apply. Rates subject to change.

Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. For variable Interest Only loans, comparison rates are based on an initial 3 year Interest Only period. For fixed Interest Only loans, comparison rates are based on an initial Interest Only period equal in length to the fixed period. During an Interest Only period, your Interest Only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Download Credit Guide

Create a Home Loan Key Facts Sheet

View LMI Information Fact Sheet