Investment Fixed Rate Loan
Our fixed rate loan for investors can provide the confidence of knowing what your repayments will be for the fixed rate period.
For principal and interest loans
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For a limited time only, take out a new bcu home loan for a new purchase or refinance from another financial institution and we’ll give you 0.75% of the value of the loan back in cash up to $5,000. Find out more. |
Key benefits
Low fixed interest rate
Great value with our competitive fixed interest rates
No annual fee
Save with no ongoing annual fees
Lock in your rate
Know what your repayments will be
Fix for up to five years
For peace of mind knowing what your repayments will be for the fixed term
Want to find out how much your investment property is worth?
All Investment Principal & Interest Fixed Rates
| Products | Interest Rate | Comparison Rate |
|---|---|---|
| Fixed Rate: 1 year | 1.99% | 4.01% |
| Fixed Rate: 2 year | 2.09% | 3.84% |
| Fixed Rate: 3 years | 2.29% | 3.72% |
| Fixed Rate: 4 years | 2.59% | 3.68% |
| Fixed Rate: 5 years | 2.89% | 3.69% |
Fixed rate loans will revert to the Standard Variable Rate applicable at the end of the fixed rate period. View all loan interest rates.
Loan details
| Maximum term | 30 years |
| Minimum loan | $20,000 |
| Maximum loan | $2,500,000 |
| Redraw available | |
| Maximum borrowing amount up to the property value (with LMI) | 90% |
| Maximum borrowing amount up to the property value (without LMI) | 80% |
| 100% offset account | |
| Principal and interest | |
| Interest only available at different interest rates |
| Establishment fee | $0.00 |
| Annual fee | $0.00 |
Loan Repayments
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Important information
Comparison rate based on a secured loan of $150,000 over a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Rates subject to change.
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