To help protect your funds, daily transfer limits apply across all accounts you have with BCU Bank.
When you first open an account with us, your default daily limits are:
- $5,000 to another BCU Bank account
- $5,000 to an account at another bank
- $10,000 for BPAY payments
Note: For international payments, you'll need to register first and request a limit before you can start sending money overseas.
To check or change your daily limits, go to Settings > Transaction limits in the BCU Bank app or internet banking.
Can I set lower daily limits?
Yes. You can reduce your daily limits to as low as $0 or increase them up to $5,000 at any time in the transaction limits section of the BCU Bank app or internet banking.
If you’ve temporarily increased your limit, it will automatically return to normal when it expires. Need to reduce your temporary limit sooner? Just get in touch with us.
Security tip: Keep your daily limits set to the lowest amount needed for your everyday banking. If we suspect suspicious activity, we may reduce your limits without notice to help keep your account safe.