To earn bonus interest on your Boss Saver, you need to put at least $500 into any eligible Access Account, and make five or more card purchases each month.
The minimum monthly deposit of $500 must come from an external account or a BCU Bank account that’s not in your name. This means you could digitally transfer funds from another bank each month, or have your employer directly deposit your salary into your BCU Access Account.
Cash and cheque deposits, same-day local payments (RTGS), telegraphic transfers, and overseas payments processed using a SWIFT code aren’t included.
Tip: Getting your salary paid directly into your Access Account is the easiest way to meet the monthly deposit requirement.
All eligible transactions must be made using your Visa Debit card linked to your Access Account. Cash withdrawals, balance enquiries, and transfers between your own accounts are not included.
Eligible transactions include payments made using Visa payWave, your physical Visa Debit card, a digital wallet, or online using your Visa Debit card details. Keep in mind that these transactions must be fully processed by the end of the month – any transactions that are still pending will not count toward your five purchases.
To receive bonus interest, your Boss Saver must be open and linked to an eligible Access Account at the end of the month. If you close your Boss Saver before the end of the month, you won't receive bonus interest for that month, even if you've met all other bonus interest requirements.