New customers
If you're both new customers of BCU Bank and looking for an account where either person can authorise transactions, the easiest and quickest way to apply for a joint account is to open an account online.
You'll both need to confirm your identity using two of the following identity documents:
- Australian driver licence
- Australian passport
- green Medicare card
Remember to have your tax file number (TFN) handy if you want to avoid being charged general withholding tax on any interest you earn. You can provide us with your TFN at a later date, but in the meantime, withholding tax may be applied to interest earned over a certain threshold.
You can also open your new joint account at your local branch. You’ll need to bring your Australian driver licence or a valid passport with you.
Find out what other identification documents you can use to open an account.
Existing customers
If you both already bank with us then you can open your joint account by calling 1300 228 228, or by visiting your local branch.
If you'd like to set up your account so that both account holders need to jointly approve transactions, you'll need to visit us in branch to sign an Authority to Operate Form.