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The Australian Prudential Regulation Authority (APRA) commenced operation in 1999 following recognition by the Federal Government of a need to establish a stronger regulatory regime in Australian financial services. As a prudential regulator, APRA sets standards for the prudent management of financial institutions in Australia, to ensure adequate financial and managerial capability.

bcu, like all Australian banks and credit unions, is categorised and licensed by APRA as an Authorised Deposit Taking Institution (ADI). All financial institutions are subject to the same prudential standards, regulations and supervision.

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