Grow your dough
Earn up to
Total variable rate for first 4 months
It's time to butter up your balance
Saving doesn’t need to feel like hard work. With a Bonus Saver, it’s easy – just open an account and enjoy a boosted introductory rate for the first four months while your savings rise on their own.
Now that’s the best thing since sliced bread.
Earning introductory interest? Simple.
Open a Bonus Saver account
Open a new Bonus Saver account and transfer your savings in – it’s simple and quick, and you can do it all online!
Earn introductory interest for the first four months
No action needed – you'll automatically earn the introductory rate for the first four months.
Watch your savings grow
Your money does the work for you. But you can add to your account at any time to give your savings an extra boost!
See how your dough could grow
Discover how your money could grow over time with the help of our handy savings calculator.
Interest rates and fees
Four months of introductory interest, zero fees on popular transactions. That’s how you get that bread.
Interest rates
| Rate type | Interest rate |
|---|---|
| Standard rate | 0.05% p.a. |
| Introductory rate* | 4.20% p.a. |
| Total maximum rate (standard + introductory) | 4.25% p.a. |
Fees and charges
Our Bonus Saver has no monthly or standard transaction fees.
Other fees and charges that may apply can be found on our account fees and charges page.
Ready to get that bread?
New customer
If you’re not already banking with us, getting started is quick and easy. You can open a Bonus Saver online, and it'll only take you a few minutes!
Existing customer
If you already bank with us, you can open a Bonus Saver through internet banking or the BCU Bank app.
Because we're here to help
Talk to the team
Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.
Get answers online
Check out our how-to guides, search our FAQs, and find support services.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.
A member may hold a maximum of one Bonus Saver as a single account owner and one Bonus Saver as a joint account owner.
*The Bonus Saver introductory interest rate applies for the first four months on daily closing balances from account opening date. At the end of the introductory period the standard ongoing variable interest rate at that time will apply.