Double your dough
Earn up to
with a Boss Saver, standard + bonus variable rate
Want to double your dough?
It's easy! Meet the monthly eligibility criteria using your Boss Saver in December, January, and February. Just deposit $500 or more into your eligible Access Account and make at least five card purchases each month using your linked account.
Do that, and you'll go in the draw to have your savings matched, dollar-for-dollar, up to $25,000!
Open your accounts
You'll need a Boss Saver and a linked Access Account.
Meet the eligibility criteria
Deposit at least $500 into your Access Account and make five or more card purchases each month in December, January, and February.
Grow your dough
The more you save, the more you could win! And if you win, we'll match your Boss Saver balance on 28 February 2026 – up to $25k.
Ready to start saving like a boss?
You’ve got to be in it to win it. Open a Boss Saver today and get your name in the mix to double your dough.
New customer
If you’re not already banking with us, getting started is quick and easy. You can open both the Boss Saver and Access Account online at the same time.
Existing customer
If you already have an Access Account, you can open a Boss Saver through internet banking or the BCU Bank app. Need an Access Account? You can open one in the same way.
Interest rates and fees
Earn a great rate and pay no fees on popular transactions. What more could you knead?
Interest rates
| Rate type | Tier | Interest rate |
|---|---|---|
| Standard rate | $0 + | 0.20% p.a. |
| Bonus rate* | Up to $100,000 | 4.45% p.a. |
| Total maximum rate (standard + bonus) | Up to $100,000 | 4.65% p.a. |
Fees and charges
Our Boss Saver has no monthly or standard transaction fees.
Other fees and charges that may apply can be found on our account fees and charges page.
Because we're here to help
Talk to the team
Got a question? Call us on 1300 228 228, pop into your local branch, or chat to us online.
Find your local branch
You’ll find us from Brisbane to Port Macquarie – drop in and say hi!
Get answers online
Check out our how-to guides, search our FAQs, and find support services.
Important information
Banking and Credit products issued by Police & Nurses Limited (BCU Bank).
Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply.
Read the relevant product terms and conditions before deciding if a product is right for you.
*Bonus interest is payable on the last day of the calendar month on Boss Saver balances up to $100,000 when the following conditions are met during the month:
- at least $500 from an external source is deposited into your Access Account(s); and
- you make at least 5 Visa card transactions from a linked Access Account.
If the conditions are not met, or the account balance exceeds $100,000, the standard interest rate will apply.
You may hold a maximum of one Boss Saver Account only, either as a single account holder or joint account holder.
If you hold more than one Access Account, we will link your Boss Saver to the most suitable account. You may contact us to change your linked Access Account. Your Boss Saver can be linked to an Access Account held in your name as a single account holder or joint account holder, if you are the primary member for both Boss Saver and Access Account. The Access Account does not earn interest.