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Stamp duty calculator

Stamp duty might be easy to overlook when you're thinking about buying a home, but it's an upfront cost that you need to consider. So you're not caught off-guard, our stamp duty calculator can help you figure out how much you might have to pay. Just share some basic details about the property you're looking at, and our calculator will give you an estimate of the extra cost.

How to use our stamp duty calculator

Stamp duty rates vary from state to state, so it's worth getting an estimate based on where you're looking to buy. First, you'll need to provide a few details about your the property – such as the property value, type, and purpose (whether it's to live in or as an investment), along with the state it's in and whether or not you're a first home buyer. Our stamp duty calculator will work out all the fees and charges for you, including the stamp duty cost, mortgage registration fee, transfer fee, and title search fee. It will also let you know if you might be be eligible for the first home owner grant.

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Got a question about buying a home?

Stamp duty – which is also called transfer duty – is a tax charged by the state and territory governments for certain types of transactions, such as the purchase of a property or the purchase of land. The amount of stamp duty charged is different in each state.

You can work out how much stamp duty will apply on your property purchase using our stamp duty calculator.

Buying a property costs much more than just the purchase price. You'll need to consider additional costs such as stamp duty, building and pest inspection fees, strata costs, pro rata council rates, transfer fees and more.

Use our home buying and selling cost calculator to get an accurate breakdown of the costs involved. 

There are many things to consider when working out how much you can borrow including your income, regular expenses and any existing loans you need to make repayments on.

That’s where our home loan borrowing calculator comes in.

Just provide us with a few quick details about your income and spending – like how much you get paid, your regular expenses and bills, and any loans or credit cards you've got – and our calculator will give you with an estimate of how much you could borrow to buy a home.

If you have a home loan with another bank or lender, it's easy to switch to BCU Bank. 

Our lending specialists will work with you to help you understand the best loan, or mix of loans, for your personal needs and guide you through the application process. 

If you'd like to speak to a home loan specialist, please call us on 1300 228 228 or book an appointment online.

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply. 

The results from this calculator should be used as an indication only. The results do not represent either quotes or pre-qualifications for any product. Eligibility for Government grants are subject to specific conditions relevant in each state or territory. These specific conditions are not catered for in this calculator. Information such as default figures and charges used in the assumptions are subject to change.

Calculator by Widget Works