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When do funds arrive in my BCU Business Access Account?

Smartpay will pay funds into your BCU Business Access Account the next business day as one amount. If you process transactions on a Friday, weekend or public holiday, they will arrive on the next business day.

If you have a MOTO option on your account, these are processed by Smartpay’s partner, Merchant Warrior and will settle in two business days. The Merchant Service Fee will be deducted from each transaction.

AliPay and WeChat Pay settlements will occur two business days after the transaction has been made. The trading window is midnight Beijing time (i.e. 2am or 3am AEST). With all payment types, public holidays will delay settlement timeframes.