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Business loans

Finance solutions for you

Our business loans are structured to suit your unique business needs.

Experienced Relationship Managers

A dedicated team who use their banking expertise to give your business the edge.

Flexible repayment options

Fixed or variable interest rates with a range of repayment options to choose from.

Secured finance

Business loans that are fully secured over a property or commercial asset.

Business loans and overdrafts

Business loans and overdrafts to suit your seasonal needs and cash flow – so you can keep your operation firing on all cylinders.

Property finance

Finance for a range of property needs including residential, commercial and investment.

Equipment finance

Flexible finance options that can be accessed for a range of equipment needs.


Our business loans can help you reach your goals

Whether you need funding for long-term investments or you just need help with your day-to-day operations, BCU has a product to suit your business.

Our business loans can help you to:

  • purchase property and expand to new locations.
  • acquire new vehicles, machinery and equipment.
  • hire more employees.
  • manage cash flow shortfalls with an overdraft facility linked directly to your business account.

With finance amounts from $5,000 (with no maximum!), and a wide range of asset categories and entity types accepted, securing the right business loan has never been felt more flexible.

Because we're here to help

Get in touch

Call us on 1300 228 228 or visit your nearest branch for all your everyday business banking needs.

Find your local branch

You’ll find us from Maroochydore to Port Macquarie – drop in and say hi!

Enquire now

Complete the enquiry form for a new business loan and specialist will call you back.

Important information

Banking and Credit products issued by Police & Nurses Limited (BCU Bank).

Any information on this website is general in nature and does not consider your personal needs, objectives or financial situation. Our rates are current as of today and can change at any time. Credit eligibility criteria, terms and conditions, fees and charges apply. 

Please consider the terms and conditions and whether a product is right for you. 

Police & Nurses Limited (trading as BCU Bank) ABN 69 087 651 876 AFSL/Australian Credit Licence (ACL) 240701 has entered into an arrangement with Mildura Finance Pty Limited ABN 28 089 538 198 ACL 385395 (Platform) under which BCU Bank refers prospective customers to Platform. The Platform provides those customers with access to a panel of accredited financiers (Accredited Financiers) for business Motor and Equipment Finance.

Under this arrangement, BCU Bank only refers prospective customers to Platform. It does not operate under its own ACL. The decision to lend to a prospective customer is made, and credit is provided by, the relevant Accredited Financier. BCU Bank does not endorse any particular product or service obtained through Platform or provided by an Accredited Financier.

Completion of an application does not guarantee approval of a credit facility for business Motor or Equipment Finance.

In the event the application for a credit facility is approved and funded, the ongoing relationship and management of the facility is between the customer and the relevant Accredited Financier. BCU Bank may receive a referral fee from Platform.